123 Spring Ave, Naperville, IL 60540 Property Records

DuPage County property record for 123 Spring Ave, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,717 sqft · built 2002
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$677,500 (Mar 2022)
Tax Bill	$13,937 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-13-217-090`

Property Details

APN / Parcel Number

Primary APN	`07-13-217-090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	541 sqft
2nd Floor Area	1,022 sqft
Basement Area	541 sqft
Finished Basement	132 sqft
Unfinished Basement	409 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Construction Type	Brick
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	9.2 ft deep x 2.3 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	123 SPRING AVE
City	NAPERVILLE
State	IL
Zip	60540-4578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NAPERVILLE STATION SUB ALL
Legal Subdivision	NAPERVILLE STATION SUB
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1001
Census Tract	846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 BIG RAIL DR, NAPERVILLE, IL 60540-4466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	202229715
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 23, 2022
Property Address	123 SPRING AVE, NAPERVILLE, IL 60540-4578
Document Number	0000029715
Map Reference	DOC R2001-159935
Instrument Date	Feb 28, 2022
Instrument	R2022-029715
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	123 SPRING AVE, NAPERVILLE, IL 60540-4578

Mortgage

Document Number	0000029716
Date	Mar 23, 2022
Instrument	R2022-029716

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,937.00 (+13.6%)	$247,033 (+26.11%) Land $69,484 Building $177,549	$741,099 (+26.11%) Land $208,452 Building $532,647
2022	$12,268.00 Homeowner's exemption	$195,880 Land $55,200 Building $140,680	$587,640 Land $165,600 Building $422,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20