Craven County property record for 127 Smith Cir, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,421 sqft · built 1975 |
| Lot Size | 0.445 acres (19,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Jan 2010) |
| Tax Bill | $1,843 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-A-SCT1-017 |
| Primary APN | 6-220-A-SCT1-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,369 sqft (0.445 acres) |
| Garage Type | Attached |
| Storage Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 83403 |
|---|---|
| Street Address | 127 SMITH CIR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 SEC 1 CHERRY SD |
| Legal Subdivision | CHERRY SD |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 961302 |
127 Smith Cir is owned and occupied by two individuals who bought it in January 2010.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 SMITH CIR, HAVELOCK, NC 28532-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2010 · Amount on File |
| Deed Sale | Jan 6, 2010 · Amount on File |
| Deed Book / Page | 2883 / 72 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 127 Smith Cir was $1,843.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,080 (-) Land $40,000 Building $112,080 | $152,080 (-) Land $40,000 Building $112,080 | |
| 2025 | $1,843.00 | $152,080 Land $40,000 Building $112,080 | $152,080 Land $40,000 Building $112,080 |
| 2023 | $1,770.00 (+18.79%) | $152,080 (+22.3%) Land $40,000 Building $112,080 | $152,080 Land $40,000 Building $112,080 |
| 2022 | $1,490.00 | $124,350 Land $35,000 Building $89,350 | |
| 2018 | $124,350 Land $35,000 Building $89,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Smith Cir in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 34 (1998–2021) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Smith Cir is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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