Craven County property record for 124 Smith Cir, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1975 |
| Lot Size | 0.311 acres (13,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Jun 2019) |
| Tax Bill | $1,359 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-A-SCT1-046 |
| Primary APN | 6-220-A-SCT1-046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,549 sqft (0.311 acres) |
| Garage Type | Attached |
| Storage Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 126002 |
|---|---|
| Street Address | 124 SMITH CIR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 46 CHERRY S/D S-1 |
| Legal Subdivision | CHERRY |
| Legal Lot Number | 46 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 961302 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 SMITH CIR, HAVELOCK, NC 28532-2049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP |
| Sep 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Sep 27, 2017 · Amount on Record |
| Deed Document Number | 201910039731 |
| Deed Book / Page | 3575 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 27, 2019 |
| Property Address | 124 SMITH CIR, HAVELOCK, NC 28532-2049 |
| Document Number | 3575/822 |
| Book / Page | 3575 / 822 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 10039731 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 SMITH CIR, HAVELOCK, NC 28532-2049 |
| Investor | Possibly a Property Investor |
| Document Number | 003575/825 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 3575/825 |
| Instrument | 10039732 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 27, 2017 |
| Property Address | 124 SMITH CIR, HAVELOCK, NC 28532-2049 |
| Document Number | 3514/2173 |
| Book / Page | 3514 / 2173 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 611 TOBY RUN RD, 611, DANVILLE, PA 17821 |
| Name | Verified Name |
|---|---|
| Address | 124 SMITH CIR, HAVELOCK, NC 28532-2049 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,160 (-) Land $40,000 Building $119,160 | $159,160 (-) Land $40,000 Building $119,160 | |
| 2025 | $1,359.00 (+3.42%) | $159,160 (-) Land $40,000 Building $119,160 | $159,160 (-) Land $40,000 Building $119,160 |
| 2023 | $1,314.00 (-14.12%) | $159,160 (+24.45%) Land $40,000 Building $119,160 | $159,160 (+24.45%) Land $40,000 Building $119,160 |
| 2022 | $1,530.00 | $127,890 Land $35,000 Building $92,890 | |
| 2018 | $127,890 Land $35,000 Building $92,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 34 (1998–2021) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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