127 S Rios Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 127 S Rios Ave, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,033 sqft · built 2006
Lot Size	0.418 acres (18,205 sqft)
Owner	Company Name on File
Last Sale	$5,211,000 (Feb 2021)
Tax Bill	$63,518 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`298-073-34-00`

Property Details

APN / Parcel Number

Primary APN	`298-073-34-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,033 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Lot Area	18,205 sqft (0.418 acres)

Location & Zoning

Street Address	127 S RIOS AVE
City	SOLANA BEACH
State	CA
Zip	92075-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRc
Legal Description	BLK 10 (EX ST)LOT 8 DOC12-0453700 IN TR 001749
Legal Subdivision	SOLANA BEACH
Legal Tract	001749
Legal Block	10
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17307

Owner

127 S Rios Ave is owned by a company that bought it in February 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	127 S RIOS AVE, SOLANA BEACH, CA 92075-1901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 19, 2021	Grant Deed, Transfer · Conventional Mortgage BNY MELLON NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Feb 27, 2004 · Amount on File
Deed Document Number	2021131270
Prior Transfer Date	Sep 14, 1995
Prior Transfer Doc	0000418506
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	127 S RIOS AVE, SOLANA BEACH, CA 92075-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082323
Date	Feb 21, 2017
Instrument	2017-0082323

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	127 S RIOS AVE, SOLANA BEACH, CA 92075-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252205
Date	Jun 6, 2017
Instrument	2017-0252205

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2047

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2021
Property Address	127 S RIOS AVE, SOLANA BEACH, CA 92075-1901
Document Number	0000131270
Map Reference	MAP 1749
Instrument Date	Dec 31, 2020
Instrument	2021-0131270
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	305 LA VETA AVE, ENCINITAS, CA 92024-2509
Investor	Possibly a Property Investor

Mortgage

Document Number	0000131271
Date	Feb 19, 2021
Instrument	2021-0131271

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 127 S Rios Ave was $63,518 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,013,462 (+2%) Land $4,526,730 Building $1,486,732
2025	$63,518.00 Homeowner's exemption	$5,895,552 Land $4,437,971 Building $1,457,581
2023	$58,305.00 (+1.59%) Homeowner's exemption	$5,421,524 Land $4,265,640 Building $1,155,884
2022	$57,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 127 S Rios Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 S Rios Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks.

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