Hamilton County property record for 127 Passons Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1946 |
| Lot Size | 0.421 acres (18,341 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Feb 2022) |
| Tax Bill | $736 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099K C 005 |
| Primary APN | 099K C 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,341 sqft (0.421 acres) |
| Lot Dimensions | 219 ft deep x 111 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000026655 |
|---|---|
| Street Address | 127 PASSONS RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 27A CLIFFVIEW PB 14 PG 139 REV PB 134 PG 150 |
| Legal Subdivision | CLIFFVIEW |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10600 |
127 Passons Rd is owned by a company that acquired it in May 2022.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 324 WAYNE AVE, CHATTANOOGA, TN 37405-3738 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Warranty Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC |
| Feb 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit CAPSTAR BK |
| May 24, 2017 | Warranty Deed, Transfer · FHA Mortgage FARMINGTON MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on File |
| Deed Sale | Feb 23, 2022 · Amount on File |
| Prior Sale | May 24, 2017 · Amount on File |
| Deed Document Number | 2022176 |
| Deed Book / Page | 12856 / 502 |
| Last Transfer Date | May 17, 2022 |
| Transfer Doc | 0000000142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 1, 2022 |
| Property Address | 127 PASSONS RD, CHATTANOOGA, TN 37415-1819 |
| Document Number | 0000000142 |
| Book / Page | 12977 / 661 |
| Map Reference | MB 14 PG 139 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022060100142 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 WAYNE AVE, CHATTANOOGA, TN 37405-3738 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 23, 2022 |
| Property Address | 127 PASSONS RD, CHATTANOOGA, TN 37415-1819 |
| Document Number | 0000000176 |
| Book / Page | 12856 / 502 |
| Map Reference | MB 14 PG 139 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022022300176 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1270 ENCLAVE RD, CHATTANOOGA, TN 37415-5632 |
| Investor | Possibly a Property Investor |
| Document Number | 0012856505 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 12856/505 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 127 PASSONS RD, CHATTANOOGA, TN 37415-1819 |
| Document Number | 1109000228 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 127 PASSONS RD CHATTANOOGA TN 374151819, CHATTANOOGA, TN 37415-1819 |
| Document Number | 1109000228 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 012224/000222 |
| Instrument | 201109000228 |
| Name | CAPSTAR BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230-5065 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 8, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 24, 2017 |
| Property Address | 127 PASSONS RD, CHATTANOOGA, TN 37415-1819 |
| Document Number | 0000000109 |
| Book / Page | 11057 / 699 |
| Map Reference | MB14 PG139 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017052400109 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | ALLIANCE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 127 PASSONS RD, CHATTANOOGA, TN 37415-1819 |
| Document Number | 0000000110 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017052400110 |
| Name | FARMINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 127 Passons Rd was $736, up 0.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $736.00 (+0.55%) | $48,575 (+48.43%) | $194,300 (+48.43%) Land $70,000 Building $124,300 |
| 2024 | $732.00 (-45.7%) | $32,725 (-) | $130,900 (-) Land $50,000 Building $80,900 |
| 2023 | $1,348.00 (+19.08%) | $32,725 (-) | $130,900 (-) Land $50,000 Building $80,900 |
| 2022 | $1,132.00 | $32,725 | $130,900 Land $50,000 Building $80,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 127 Passons Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Passons Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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