Hamilton County property record for 122 Passons Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1950 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Mar 2020) |
| Tax Bill | $843 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099O C 024 |
| Primary APN | 099O C 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000027670 |
|---|---|
| Street Address | 122 PASSONS RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 22 CLIFFVIEW PB14 PG139 1830A 08 07 |
| Legal Subdivision | CLIFFVIEW |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10600 |
122 Passons Rd is owned and occupied by an individual who bought it in March 2020.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 PASSONS RD, CHATTANOOGA, TN 37415-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Mar 12, 2020 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Dec 10, 2019 | Warranty Deed, Transfer · Line of Credit TENNESSEE VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on File |
| Deed Sale | Mar 12, 2020 · Amount on File |
| Prior Sale | Dec 10, 2019 · Amount on File |
| Deed Document Number | 2020147 |
| Deed Book / Page | 11935 / 818 |
| Prior Transfer Date | May 21, 2008 |
| Prior Transfer Doc | 0000000051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 122 PASSONS RD, CHATTANOOGA, TN 37415-1820 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000090 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 12857/422 |
| Instrument | 2022022400090 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 12, 2020 |
| Property Address | 122 PASSONS RD, CHATTANOOGA, TN 37415-1820 |
| Document Number | 0312000147 |
| Book / Page | 011935 / 000818 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 200312000147 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 PASSONS RD CHATTANOOGA TN 374151820, CHATTANOOGA, TN 37415-1820 |
| Document Number | 312000148 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 011935/000820 |
| Instrument | 200312000148 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Number | 312000149, |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 011935/000837 |
| Instrument | 200312000149 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 10, 2019 |
| Property Address | 122 PASSONS RD, CHATTANOOGA, TN 37415-1820 |
| Document Number | 1210000121 |
| Book / Page | 011844 / 000251 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 191210000121 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 743 HIXSON TN 373430743, HIXSON, TN 37343-0743 |
| Investor | Possibly a Property Investor |
| Document Number | 1210000122 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 011844/000253 |
| Instrument | 191210000122 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
The 2025 property tax bill for 122 Passons Rd was $843, down 2.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $843.00 (-2.77%) | $55,625 (+43.46%) | $222,500 (+43.46%) Land $70,000 Building $152,500 |
| 2024 | $867.00 (-45.3%) | $38,775 (-) | $155,100 (-) Land $50,000 Building $105,100 |
| 2023 | $1,585.00 (+18.82%) | $38,775 (-) | $155,100 (-) Land $50,000 Building $105,100 |
| 2022 | $1,334.00 | $38,775 | $155,100 Land $50,000 Building $105,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 122 Passons Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Passons Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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