127 Matt Dr, Bell Buckle, TN 37020 Property Records

Bedford County property record for 127 Matt Dr, Bell Buckle, TN 37020

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,646 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$169,500 (May 2015)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`002020N B 00400`

Property Details

APN / Parcel Number

Primary APN	`002020N B 00400`
Alternative APN	`020N B 00400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	925 sqft
Upper Floors Area	925 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	244 ft deep x 145 ft wide
Garage Type	Mixed
Garage Area	552 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	185 sqft
Patio Area	168 sqft
Utility Building	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	127 MATT DR
City	BELL BUCKLE
State	TN
Zip	37020-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: H03
Legal Subdivision	COVERED BRIDGE EST SEC VI
Legal Lot Number	88 145
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1024
Census Tract	950100

Owner

127 Matt Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Bedford County records, as of December 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	127 MATT DR, BELL BUCKLE, TN 37020-4357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit FRANKLIN SYNERGY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2015 · Amount on File
Deed Sale	May 27, 2015 · Amount on File
Prior Sale	Feb 13, 2004 · Amount on File
Deed Document Number	15002960
Deed Book / Page	D325 / 968
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	127 MATT DR, BELL BUCKLE, TN 37020-4357
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD1040689
Date	Jan 26, 2022
Book Page	TD1040/689
Instrument	22000800

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	127 MATT DR, BELL BUCKLE, TN 37020-4357
Document Number	D5860
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 MATT DR BELL BUCKLE TN 370204357, BELL BUCKLE, TN 37020-4357

Mortgage

Document Number	D5860
Date	Aug 19, 2019
Book Page	000938/000951
Instrument	5860

Lender

Name	FRANKLIN SYNERGY BK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 127 Matt Dr was $1,556.

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00	$66,900 Land $9,000 Building $57,900
2023		$66,900 Land $9,000 Building $57,900
2021			$267,600 Land $36,000 Building $231,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Matt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Matt Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL BUCKLE WATER SYSTEM serves 2,999 people · EPA ID TN0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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