Scott County property record for 127 Lloyd Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 868 sqft |
| Lot Size | 0.199 acres (8,674 sqft) |
| Owner | Company Name on Record |
| Last Sale | $245,000 (Nov 2025) |
| Tax Bill | $711 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 112-20-007.000 |
| Primary APN | 112-20-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 868 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Composition/Composite |
|---|---|
| Foundation Type | Block |
| Lot Area | 8,674 sqft (0.199 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 127 LLOYD RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 40605 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1590 INDIAN CREEK RD, SADIEVILLE, KY 40370-9566 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed, Transfer · Non-Conforming Investor Loan PEOPLES EXCHANGE BANK |
| Oct 1, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Deed Document Number | 2025561601 |
| Deed Book / Page | 462 / 14 |
| Prior Transfer Date | Oct 25, 2023 |
| Prior Transfer Doc | 0000486137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 5, 2025 |
| Property Address | 127 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Document Number | 000D462/14 |
| Book / Page | D462 / 14 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 561601 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1590 INDIAN CREEK RD, SADIEVILLE, KY 40370-9566 |
| Document Number | 0000561602 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 561602 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 1, 2020 |
| Property Address | 127 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Document Number | 00D418/147 |
| Book / Page | D418 / 147 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 422328 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 SUTERVILLE RD, STAMPING GROUND, KY 40379-9623 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1330 CLABBER BOTTOM LN, GEORGETOWN, KY 40324-9635 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,000 (+206.63%) | $245,000 (+206.63%) | |
| 2025 | $711.00 (+2.3%) | $79,900 (+3.36%) | $79,900 (+3.36%) |
| 2024 | $695.00 (+5.78%) | $77,300 (+6.62%) | $77,300 (+6.62%) |
| 2023 | $657.00 | $72,500 Land $20,000 Building $52,500 | $72,500 Land $20,000 Building $52,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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