Scott County property record for 121 Lloyd Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,900 (Apr 2019) |
| Tax Bill | $1,026 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 112-20-010.000 |
| Primary APN | 112-20-010.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 12,632 sqft (0.29 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 121 LLOYD RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | JOHNSONS MILL PIKE |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 40605 |
121 Lloyd Rd is owned and occupied by an individual who bought it in April 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| Apr 29, 2019 | Deed, Transfer · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2019 · Amount on File |
| Deed Sale | Apr 29, 2019 · Amount on File |
| Deed Document Number | 2019399436 |
| Deed Book / Page | 405 / 153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 4, 2026 |
| Property Address | 121 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Document Number | 0000597408 |
| Book / Page | 1912 / 501 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026597408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 121 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Document Number | 0000597408, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 1912/501 |
| Instrument | 2026597408 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 18, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 121 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | M1627/634 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | M1627/634 |
| Instrument | 440075 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 121 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Name | Verified Name |
|---|
| Document Number | M1490/856 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | M1490/856 |
| Instrument | 412309 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 29, 2019 |
| Property Address | 121 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Document Number | D405/153 |
| Book / Page | D405 / 153 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 399436 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 LOUISA LN, 100, GEORGETOWN, KY 40324-2606 |
| Name | Verified Name |
|---|---|
| Address | 121 LLOYD RD, GEORGETOWN, KY 40324-8996 |
| Document Number | 399438 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 399438 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2029 |
| Document Number | 0M1437/557 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | M1437/557 |
| Instrument | 399437 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 121 Lloyd Rd was $1,026.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,300 (+8.77%) | $125,300 (+8.77%) | |
| 2025 | $1,026.00 | $115,200 | $115,200 |
| 2023 | $1,023.00 | $112,900 Land $25,000 Building $87,900 | $112,900 Land $25,000 Building $87,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Lloyd Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Lloyd Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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