Mecklenburg County property record for 127 Julia Cir, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,008 sqft · built 1992 |
| Lot Size | 0.212 acres (9,247 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,000 (Mar 2019) |
| Tax Bill | $7,354 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-263-34 |
| Primary APN | 003-263-34 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,008 sqft Heated Area |
| Gross Area | 3,153 sqft |
| 1st Floor Area | 1,364 sqft |
| Upper Floors Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 9,247 sqft (0.212 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 510 sqft |
| Deck Area | 168 sqft |
| Patio Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 003-263-34 |
|---|---|
| Street Address | 127 JULIA CIR |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VI |
| Legal Description | L7 M24-996 |
| Legal Subdivision | NINETEEN HOBBS HILL |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 6403 |
Source: Mecklenburg County records · APN 003-263-34
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 MCDONALD AVE, CHARLOTTE, NC 28203-5321 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOWER |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Mar 08, 2019 | Correction Deed ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Prior Sale | Sep 12, 2008 |
| Deed Document Number | 0033353441 |
| Deed Book / Page | 33353 / 441 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 127 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Document Number | 0000206083 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 127 JULIA CIR DAVIDSON NC 280366941, DAVIDSON, NC 28036-6941 |
| Document Number | 0000206083 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 035399/000300 |
| Instrument | 206083 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 15, 2019 |
| Property Address | 127 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Document Number | 0000029222 |
| Book / Page | 033353 / 000441 |
| Instrument Date | Mar 08, 2019 |
| Instrument | 29222 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $864.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 525 MCDONALD AVE CHARLOTTE NC 282035321, CHARLOTTE, NC 28203-5321 |
| Document Number | 29223 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 033353/000445 |
| Instrument | 29223 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 08, 2019 |
| Property Address | 127 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Document Number | 0000026232 |
| Book / Page | 033337 / 000675 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 26232 |
| Record Updated | Mar 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 127 JULIA CIR DAVIDSON NC 280366941, DAVIDSON, NC 28036-6941 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 150 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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