127 Julia Cir, Davidson, NC 28036 Property Records

Mecklenburg County property record for 127 Julia Cir, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,008 sqft · built 1992
Lot Size0.212 acres (9,247 sqft)
Owner2 Individual Names on File
Last Sale$432,000 (Mar 2019)
Tax Bill$7,354 (2023)
Deeds & MortgagesNov 2020 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-263-34

Property Details

APN / Parcel Number

Primary APN003-263-34

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,008 sqft Heated Area
Gross Area3,153 sqft
1st Floor Area1,364 sqft
Upper Floors Area888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialWood
Lot Area9,247 sqft (0.212 acres)

Exterior Amenities

PorchPorch
Porch Area510 sqft
Deck Area168 sqft
Patio Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-263-34
Street Address127 JULIA CIR
CityDAVIDSON
StateNC
Zip28036-6941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVI
Legal DescriptionL7 M24-996
Legal SubdivisionNINETEEN HOBBS HILL
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1009
Census Tract6403

Owner

Source: Mecklenburg County records · APN 003-263-34

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address525 MCDONALD AVE, CHARLOTTE, NC 28203-5321
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional with PMI
LOWER
Mar 15, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA
Mar 08, 2019Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Prior SaleSep 12, 2008
Deed Document Number0033353441
Deed Book / Page33353 / 441
Record UpdatedJun 07, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address127 JULIA CIR, DAVIDSON, NC 28036-6941
Document Number0000206083
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyMEYMAX TITLE AGENCY/OH LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address127 JULIA CIR DAVIDSON NC 280366941, DAVIDSON, NC 28036-6941

Mortgage

Document Number0000206083
DateDec 07, 2020
Book Page035399/000300
Instrument206083
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 06, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 15, 2019
Property Address127 JULIA CIR, DAVIDSON, NC 28036-6941
Document Number0000029222
Book / Page033353 / 000441
Instrument DateMar 08, 2019
Instrument29222
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$864.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address525 MCDONALD AVE CHARLOTTE NC 282035321, CHARLOTTE, NC 28203-5321

Mortgage

Document Number29223
DateMar 15, 2019
Book Page033353/000445
Instrument29223
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 14, 2049

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionMECKLENBURG NC
Recording DateMar 08, 2019
Property Address127 JULIA CIR, DAVIDSON, NC 28036-6941
Document Number0000026232
Book / Page033337 / 000675
Instrument DateFeb 27, 2019
Instrument26232
Record UpdatedMar 27, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address127 JULIA CIR DAVIDSON NC 280366941, DAVIDSON, NC 28036-6941

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Julia Cir

Nearby Streets

Search Property Records by Address or Parcel Number