Mecklenburg County property record for 118 Julia Cir, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,514 sqft · built 1994 |
| Lot Size | 0.22 acres (9,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,000 (Mar 2008) |
| Tax Bill | $6,468 (2023) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-263-37 |
| Primary APN | 003-263-37 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Heated Area |
| Gross Area | 2,955 sqft |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 1,362 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,620 sqft (0.22 acres) |
| Garage Area | 441 sqft |
| Deck Area | 364 sqft |
| Patio Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 003-263-37 |
|---|---|
| Street Address | 118 JULIA CIR |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VI |
| Legal Description | L10 M24-794 |
| Legal Subdivision | NINTEEN HOBBS HILL SEC I |
| Legal Lot Number | 10 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 6403 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BLUEHARBOR BANK |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Dec 30, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2008 · Amount on Record |
| Deed Sale | Mar 17, 2008 · Amount on Record |
| Prior Sale | Mar 17, 2008 · Amount on Record |
| Deed Document Number | 0000045671 |
| Last Transfer Date | Sep 22, 2015 |
| Transfer Doc | 0000123761 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Document Number | 0000101321 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 38445/628 |
| Instrument | 2023101321 |
| Name | BLUEHARBOR BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | NOT AVAILABLE, AEG |
| Name | Verified Name |
|---|---|
| Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Document Number | 0000123852 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 37606/737 |
| Instrument | 2022123852 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Document Number | 0000244519 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 36924/250 |
| Instrument | 2021244519 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | DAVIDSON, NC 28036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 118 JULIA CIR, DAVIDSON, NC 28036-6941 |
| Document Number | 0000138801 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 34997/338 |
| Instrument | 2020138801 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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