127 Forest Ct, Troy, IL 62294 Property Records

Madison County property record for 127 Forest Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 832 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Mar 2018)
Tax Bill	$6,234 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Mortgage + 3 more
APN	`09-2-22-04-06-102-005`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-06-102-005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	832 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	153 ft deep x 55.4 ft wide
Garage Type	Attached
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	127 FOREST CT
City	TROY
State	IL
Zip	62294-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK FOREST NO. 13 LOT S-122 55.43 X 153.64 IRR
Legal Subdivision	PARK FOREST #13
Legal Lot Number	S-122
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6005
Census Tract	403531

Owner

Source: Madison County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 FOREST CT, TROY, IL 62294-2176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 10, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 20, 2018	Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Prior Sale	Apr 9, 2013 · Amount on Record
Deed Document Number	20188255
Last Transfer Date	Jul 14, 2025
Transfer Doc	0000025144
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Sep 24, 2026
Property Address	127 FOREST CT, TROY, IL 62294-2176
Document Number	0000028309
Instrument Date	Sep 14, 2026
Instrument	202628309
Transaction Type	Mortgage
Record Updated	Oct 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 FOREST CT, TROY, IL 62294-2176

Mortgage

Document Number	0000028309,
Date	Sep 24, 2026
Instrument	202628309

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Sep 10, 2025
Property Address	127 FOREST CT, TROY, IL 62294-2176
Document Number	0000025144
Map Reference	PC 59 PG 80
Instrument Date	Jul 14, 2025
Instrument	2025R25144
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 FOREST CT, TROY, IL 62294-2176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 FOREST CT, TROY, IL 62294-2176

Mortgage

Document Number	0000025145
Date	Sep 10, 2025
Instrument	2025R25145

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	8.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	127 FOREST CT, TROY, IL 62294-2176
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008082
Date	Feb 25, 2021
Instrument	2021R08082

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	127 FOREST CT, TROY, IL 62294-2176
Document Number	0000020927
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 FOREST CT TROY IL 622942176, TROY, IL 62294-2176

Mortgage

Document Number	0000020927
Date	Jun 25, 2020
Instrument	20927

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Interest

Rate	3.75%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Mar 20, 2018
Property Address	127 FOREST CT, TROY, IL 62294-2176
Document Number	0000008255
Map Reference	PC59 PG80
Instrument Date	Mar 19, 2018
Instrument	2018R08255
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SOUTHERN ILLINOIS REAL ESTAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 FOREST CT, TROY, IL 62294-2176

Mortgage

Document Number	0000008256
Date	Mar 20, 2018
Instrument	2018R08256

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,234.00 (+6.73%) Homeowner's exemption	$96,110 (+7.24%) Land $11,450 Building $84,660	$288,330 (+7.24%) Land $34,350 Building $253,980
2024	$5,841.00 (+13.44%)	$89,620 (+19.62%) Land $10,680 Building $78,940	$268,860 (+19.5%) Land $32,040 Building $236,820
2022	$5,149.00	$74,920 Land $8,930 Building $65,990	$224,985 Land $26,817 Building $198,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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