123 Forest Ct, Troy, IL 62294 Property Records

Madison County property record for 123 Forest Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,316 sqft · built 1995
Lot Size	0.265 acres (11,555 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2017)
Tax Bill	$5,492 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage + 1 more
APN	`09-2-22-04-06-102-003`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-06-102-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	11,555 sqft (0.265 acres)
Lot Dimensions	133 ft deep x 86.5 ft wide
Garage Type	Attached
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	123 FOREST CT
City	TROY
State	IL
Zip	62294-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK FOREST NO. 13 LOT S-120 86.48 X 133.61 IRR
Legal Subdivision	PARK FOREST 13
Legal Lot Number	S-120
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6005
Census Tract	403531

Owner

123 Forest Ct is owned and occupied by two individuals who bought it in March 2017.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 FOREST CT, TROY, IL 62294-2176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS INC
Apr 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Mar 24, 2017	Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Deed Document Number	20179621
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	123 FOREST CT, TROY, IL 62294-2176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045163
Date	Dec 9, 2020
Instrument	2020R45163

Lender

Name	MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	123 FOREST CT, TROY, IL 62294-2176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013685
Date	Apr 30, 2020
Instrument	2020R13685

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 24, 2017
Property Address	123 FOREST CT, TROY, IL 62294-2176
Document Number	0000009621
Map Reference	PL CAB 59 PG 80
Instrument Date	Mar 16, 2017
Instrument	2017R09621
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS AND TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 FOREST CT, TROY, IL 62294-2176

Mortgage

Document Number	0000009622
Date	Mar 24, 2017
Instrument	2017R09622

Lender

Name	CARROLLTON BANK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 123 Forest Ct was $5,492 with a homeowner's exemption, up 6.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,492.00 (+6.79%)	$85,390 Land $15,290 Building $70,100	$256,170 Land $45,870 Building $210,300
2024	$5,143.00
2022	$4,525.00	$66,570 Land $11,920 Building $54,650	$199,910 Land $35,796 Building $164,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 123 Forest Ct; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Forest Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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