Madison County property record for 127 Essen Ln, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 2,570 sqft · built 2016 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,086 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D-20-527 |
| Primary APN | 082D-20-527 |
|---|---|
| Alternative APN |
|
| Building Area | 2,570 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,084 sqft |
| Year Built | Built 2016 |
|---|
| Account Number | 55226 |
|---|---|
| Street Address | 127 ESSEN LN |
| City | MADISON |
| State | MS |
| Zip | 39110-6642 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD |
| Legal Description | LOT 247 STILLHOUSE CREEK PHASE 11 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 20 |
| Legal Subdivision | STILLHOUSE CREEK PHASE 11 |
| Legal Phase | 11 |
| Legal Lot Number | 247 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 30401 |
127 Essen Ln is owned and occupied by two individuals who acquired it in May 2019.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 ESSEN LN, MADISON, MS 39110-6642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| May 23, 2019 | Warranty Deed, Transfer · FHA Mortgage RENASANT BK |
| May 23, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2019 |
| Deed Sale | May 23, 2019 |
| Prior Sale | Jul 11, 2016 |
| Deed Document Number | 0000372337 |
| Deed Book / Page | 3723 / 37 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 127 ESSEN LN, MADISON, MS 39110-6642 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 127 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 004308/547 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 4308/547 |
| Instrument | 977927 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 23, 2019 |
| Property Address | 127 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0000864446 |
| Book / Page | 003723 / 000037 |
| Instrument Date | May 22, 2019 |
| Instrument | 864446 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 127 ESSEN LN MADISON MS 391106642, MADISON, MS 39110-6642 |
| Document Number | 864447 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 003723/000040 |
| Instrument | 864447 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 23, 2018 |
| Property Address | 127 ESSEN LN, MADISON, MS 39110-6642 |
| Document Number | 0000839381 |
| Book / Page | 003603 / 000660 |
| Instrument Date | May 17, 2018 |
| Instrument | 839381 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 BRISTOL LN MADISON MS 391105022, MADISON, MS 39110-5022 |
The 2025 property tax bill for 127 Essen Ln was $2,086 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,086.00 Homeowner's exemption | $23,244 | $232,440 Land $40,000 Building $192,440 |
| 2024 | $2,086.00 | ||
| 2023 | $2,086.00 Homeowner's exemption | $23,244 | $232,440 Land $40,000 Building $192,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Essen Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Essen Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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