Madison County property record for 126 Essen Ln, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 2,523 sqft · built 2017 |
| Lot Size | 0.215 acres (9,403 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,100 (Aug 2017) |
| Tax Bill | $2,013 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D-20-540 |
| Primary APN | 082D-20-540 |
|---|---|
| Alternative APN |
|
| Building Area | 2,523 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,044 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 9,403 sqft (0.215 acres) |
| Account Number | 55239 |
|---|---|
| Street Address | 126 ESSEN LN |
| City | MADISON |
| State | MS |
| Zip | 39110-6643 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | PUD |
| Legal Description | LOT 260 STILLHOUSE CREEK PHASE 11 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 20 |
| Legal Subdivision | STILLHOUSE CREEK PHASE 11 |
| Legal Phase | 11 |
| Legal Lot Number | 260 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 30401 |
Source: Madison County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 ESSEN LN, MADISON, MS 39110-6643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Aug 8, 2017 | Warranty Deed, Subdivision Related Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on Record |
| Deed Sale | Aug 8, 2017 · Amount on Record |
| Deed Document Number | 2017818119 |
| Deed Book / Page | 3509 / 532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 126 ESSEN LN, MADISON, MS 39110-6643 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 126 ESSEN LN, MADISON, MS 39110-6643 |
| Document Number | 004400/830 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 4400/830 |
| Instrument | 997158 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 6, 2022 |
| Property Address | 126 ESSEN LN, MADISON, MS 39110-6643 |
| Document Number | 004255/793 |
| Book / Page | 4255 / 793 |
| Map Reference | CAB F SL 22A&B |
| Instrument Date | Aug 31, 2022 |
| Instrument | 965257 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | NOT AVAILABLE, MUMFORD TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 BROADWAY # 400, 2001, OAKLAND, CA 94612-2301 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 WOODHAVEN GARDEN CIR, JACKSON, MS 39213-5034 |
| Document Number | 0000965258 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 965258 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 8, 2017 |
| Property Address | 126 ESSEN LN, MADISON, MS 39110-6643 |
| Document Number | 0000818119 |
| Book / Page | 003509 / 000532 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 818119 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | REALTY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 ESSEN LN MADISON MS 391106643, MADISON, MS 39110-6643 |
| Document Number | 818120 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 003509/000534 |
| Instrument | 818120 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 7, 2032 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,013.00 Homeowner's exemption | $22,531 (-) | $225,310 (-) Land $40,000 Building $185,310 |
| 2024 | $2,013.00 | ||
| 2023 | $2,013.00 Homeowner's exemption | $22,531 | $225,310 Land $40,000 Building $185,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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