127 Earlsgate Rd, Dayton, OH 45440 Property Records

Greene County property record for 127 Earlsgate Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,260 sqft · built 1992
Lot Size	0.429 acres (18,700 sqft)
Owner	Individual Name on Record
Last Sale	$401,200 (Jul 2019)
Tax Bill	$10,888 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B426009135`

Property Details

APN / Parcel Number

Primary APN	`B426009135`
Alternative APN	`B42-0006-0009.0-0135.00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,260 sqft Living Area
1st Floor Area	1,916 sqft
Basement Area	536 sqft
Finished Basement	536 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	18,700 sqft (0.429 acres)
Lot Width	110 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 EARLSGATE RD
City	DAYTON
State	OH
Zip	45440-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD132
Legal Description	KINGSWOOD FRST SEC THREE LOT 60 EARLSGATE RD
Legal Subdivision	KINGSWOOD FRST
Legal Lot Number	60
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2006
Census Tract	210500

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 EARLSGATE RD, DAYTON, OH 45440-3667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Jul 1, 2019	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Apr 2, 1993 · Amount on Record
Deed Document Number	20199822
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	127 EARLSGATE RD, BEAVERCREEK, OH 45440-3667
Document Number	0000000891
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 EARLSGATE RD BEAVERCREEK OH 454403667, BEAVERCREEK, OH 45440-3667

Mortgage

Document Number	0000000891
Date	Jan 13, 2021
Instrument	891

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2041

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GREENE OH
Recording Date	Jul 1, 2019
Property Address	127 EARLSGATE RD, BEAVERCREEK, OH 45440-3667
Document Number	0000009822
Map Reference	CAB 34 PG 220B-222A
Instrument Date	Jun 17, 2019
Instrument	2019009822
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	127 EARLSGATE RD, BEAVERCREEK, OH 45440-3667

Mortgage

Document Number	0000009823
Date	Jul 1, 2019
Instrument	2019009823

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,888.00 (-1.91%)	$170,030 (-) Land $28,560 Building $141,470
2024	$11,100.00 (-0.52%)	$170,030 (-) Land $28,560 Building $141,470
2023	$11,158.00 (+9.23%)	$170,030 (+20.6%) Land $28,560 Building $141,470	$485,790 (+20.59%) Land $81,600 Building $404,190
2022	$10,215.00	$140,990 Land $23,800 Building $117,190
2020			$402,830 Land $68,000 Building $334,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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