127 E Niagara St, Duluth, MN 55811 Property Records

St. Louis County property record for 127 E Niagara St, Duluth, MN 55811 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1955
Square Footage1,000 sqft Gross Area
Lot Size8,996 sqft (0.206 acres)
OccupancyOwner Occupied
Last Sale$272,500 (2022)
Tax Bill$3,886.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-2640-02450
Alternative APNs
  • 1132542
  • 1132541

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Building Area1,000 sqft Gross Area
1st Floor1,000 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area8,996 sqft (0.206 acres)
Garage Area500 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area279 sqft Deck
Porch1 Porch
Porch Area100 sqft Porch
SaunaSauna
Lean-To120 sqft Lean-To

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1132541
Street Address127 E NIAGARA ST
CityDULUTH
StateMN
Zip55811-2367
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 8 AND 9 SERIAL #
Legal SubdivisionKENWOOD PARK ADDITION TO DULUTH
Legal Block21
Legal Lot Number7-8
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup4
Census Block4005
Census Tract400

Owner

Source: St. Louis County records · APN 010-2640-02450

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address127 E NIAGARA ST, DULUTH, MN 55811-2367
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2024Intrafamily Transfer, Transfer
Jun 29, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2020Warranty Deed, Transfer · Conventional Mortgage
NATIONAL BK/CMRC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleApr 30, 2020 · Amount on Record
Deed Doc Number20221058274
Last Transfer DateMay 03, 2024
Transfer Doc0001079020
Record RefreshedSep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateMay 03, 2024
Property Address127 E NIAGARA ST, DULUTH, MN 55811-2367
Document Number0001079020
Instrument DateApr 16, 2024
Instrument1079020
Transaction TypeTransfer
Record UpdatedMay 21, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 E NIAGARA ST, DULUTH, MN 55811-2367

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 29, 2022
Property Address127 E NIAGARA ST, DULUTH, MN 55811-2367
Document Number0001058274
Instrument DateJun 08, 2022
Instrument1058274
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$899.25
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14360 ALLEN DR, SAVAGE, MN 55378-2204

Mortgage

Document Number0001058277
DateJun 29, 2022
Instrument1058277
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 30, 2020
Property Address127 E NIAGARA ST, DULUTH, MN 55811-2367
Document Number00T1022921
Instrument DateApr 29, 2020
InstrumentT1022921
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$785.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 E NIAGARA ST DULUTH MN 558112367, DULUTH, MN 55811-2367

Mortgage

Document NumberT1022922
DateApr 30, 2020
InstrumentT1022922
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,886.00 (-1.22%) Homeowner's exemption
2025$3,934.00 (+2.82%) Homeowner's exemption$306,600 (+1.05%) Land $34,300 Building $272,300$306,600 (+1.05%) Land $34,300 Building $272,300
2024$3,826.00$303,400 (+15.76%) Land $31,800 Building $271,600$303,400 (+15.76%) Land $31,800 Building $271,600
2022$262,100 Land $37,400 Building $224,700$262,100 Land $37,400 Building $224,700

Flood & Wildfire

127 E Niagara St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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