St. Louis County property record for 115 E Niagara St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.75 ba · 925 sqft · built 1954 |
| Lot Size | 0.067 acres (2,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Apr 2026) |
| Tax Bill | $1,504 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2640-02390 |
| Primary APN | 010-2640-02390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Gross Area |
| 1st Floor Area | 925 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,929 sqft (0.067 acres) |
| Heating Fuel | Gas |
|---|
| Account Number | 1195937 |
|---|---|
| Street Address | 115 E NIAGARA ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0001 BLOCK:021 SERIAL # |
| Legal Subdivision | KENWOOD PARK ADD TO DULUTH |
| Legal Block | 21 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 400 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 327 273RD ST, OSCEOLA, WI 54020-5946 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 7, 2026 | Warranty Deed NORTHCOAST TITLE, NORTHEAST TITLE |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST RESOURCE BK |
| Apr 1, 2019 | Warranty Deed, Transfer · Commercial Mortgage NEIGHBORHOOD NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on Record |
| Deed Sale | Apr 7, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2019 · Amount on Record |
| Deed Document Number | 20261100266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 7, 2026 |
| Property Address | 115 E NIAGARA ST, DULUTH, MN 55811-2367 |
| Document Number | 0001100266 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 20261100266 |
| Record Updated | Apr 23, 2026 |
| Title Company | NORTHCOAST TITLE, NORTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $76,659.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 327 273RD ST, OSCEOLA, WI 54020-5946 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 115 E NIAGARA ST, DULUTH, MN 55811-2367 |
| Document Number | 00A1366073 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 115 E NIAGARA ST DULUTH MN 558112367, DULUTH, MN 55811-2367 |
| Document Number | 00A1366073 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | A1366073 |
| Name | FIRST RESOURCE BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 23, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 1, 2019 |
| Property Address | 115 E NIAGARA ST, DULUTH, MN 55811-2367 |
| Document Number | 0001008999 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 1008999 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13949 VENTURA BLVD STE 300, 300, SHERMAN OAKS, CA 91423-3570 |
| Document Number | 0001009000 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 1009000 |
| Name | NEIGHBORHOOD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 15, 2034 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,504.00 (+828.4%) | ||
| 2025 | $162.00 (-23.58%) | $109,900 (+823.53%) Land $12,900 Building $97,000 | $109,900 (+823.53%) Land $12,900 Building $97,000 |
| 2024 | $212.00 | $11,900 (-15.6%) Land $11,900 | $11,900 (-15.6%) Land $11,900 |
| 2022 | $14,100 Land $14,100 | $14,100 Land $14,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures