Hancock County property record for 127 E McPherson Ave, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,455 sqft · built 1948 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $170,000 (Sep 1996) |
| Tax Bill | $3,757 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-193-21-009.000 |
| Primary APN | 1011-193-21-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,455 sqft Living Area |
| 1st Floor Area | 1,639 sqft |
| 2nd Floor Area | 816 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,700 sqft (0.269 acres) |
| Lot Dimensions | 234 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 189 sqft |
| Patio Area | 120 sqft |
| Balcony Area | 24 sqft |
| Canopy | 24 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 127 E MCPHERSON AVE |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH PARK ADD LOT 17546 & ALY S |
| Legal Subdivision | SOUTH PARK ADD |
| Legal Lot Number | 17546 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 800 |
Source: Hancock County records · APN 1011-193-21-009.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 127 E MCPHERSON AVE, FINDLAY, OH 45840-5125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit LENOX FINANCIAL MORTGAGE CORP |
| Apr 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 1996 · Amount on Record |
| Deed Sale | Sep 23, 1996 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 127 E MCPHERSON AVE, FINDLAY, OH 45840-5125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2580/5025 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 2580/5025 |
| Instrument | 202100004282 |
| Name | LENOX FINANCIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 127 E MCPHERSON AVE, FINDLAY, OH 45840-5125 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 2555/2672 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 2555/2672 |
| Instrument | 201900002952 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 17, 2039 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,757.00 (+11.09%) | $122,550 (+28.92%) Land $13,880 Building $108,670 | $350,150 (+28.92%) Land $39,670 Building $310,480 |
| 2023 | $3,382.00 Homeowner's exemption | $95,060 Land $10,760 Building $84,300 | |
| 2022 | $271,600 Land $30,750 Building $240,850 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), as of June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Defiance Holdings Fixed Wireless | 200 / 50 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Electric, BCI Mississippi Broadband, Benton Ridge Telephone Company.
Based on FCC filings for 393 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3200111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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