127 E Main St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 127 E Main St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	2,185 sqft · built 1898
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Mar 2025)
Tax Bill	$8,029 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00105-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`08-00105-0000-00009`
Alternative APN	`08A0014000000014`

Interior

Stories	2 Stories
Building Area	2,185 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08A0014000000014
Street Address	127 E MAIN ST
City	PATERSON
State	NJ
Zip	07522-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	105
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	2
Census Block	2000
Census Tract	180700

Owner

Source: Passaic County and Paterson City records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 E MAIN ST, PATERSON, NJ 07522-1826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MONEY TREE CAPITAL MARKETS LLC
Apr 20, 2022	Intrafamily Transfer, Transfer · Construction Mortgage LOAN FUNDER LLC SERIES 33103
Apr 9, 2019	Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	20258725
Deed Book / Page	4864 / 114
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	0000022195
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	127 E MAIN ST, PATERSON, NJ 07522-1826
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021586
Date	Apr 18, 2022
Book Page	M17942/130
Instrument	2022021586

Lender

Name	MONEY TREE CAPITAL MARKETS LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Oct 1, 2050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Apr 20, 2022
Property Address	127 E MAIN ST, PATERSON, NJ 07522-1826
Document Number	0000022195
Book / Page	D4292 / 170
Instrument Date	Apr 13, 2022
Instrument	2022022195
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	AMERICAN TITLE ABSTRACT CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	571 CYPRESS AVE, 571, SADDLE BROOK, NJ 07663-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WINDSWEPT LN, FRANKLIN LAKES, NJ 07417-1431

Mortgage

Document Number	0000022198
Date	Apr 20, 2022
Book Page	M17949/97
Instrument	2022022198

Lender

Name	LOAN FUNDER LLC SERIES 33103
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 9, 2019
Property Address	127 E MAIN ST, PATERSON, NJ 07522-1826
Document Number	0000015249
Book / Page	D3553 / 0153
Instrument Date	Apr 4, 2019
Instrument	2019015249
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	RESIDENTIAL COM TTL AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 DELPHIA DR, 1128, ROCKY MOUNT, NC 27801-7415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WINDSWEPT LN, FRANKLIN LAKES, NJ 07417-1431

Mortgage

Document Number	0000015250
Date	Apr 9, 2019
Book Page	M15470/0195
Instrument	2019015250

Lender

Name	LOAN FUNDER LLC
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 4, 2020

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,200 (+186.51%) Land $66,700 Building $364,500	$431,200 (+186.51%) Land $66,700 Building $364,500
2025	$8,029.00 (+4.71%)	$150,500 (-) Land $15,000 Building $135,500	$150,500 (-) Land $15,000 Building $135,500
2024	$7,668.00 (+9.76%)
2023		$150,500 Land $15,000 Building $135,500	$150,500 Land $15,000 Building $135,500
2022	$6,986.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	83 (1983–2023)
Claims Outside the SFHA	8 of 83
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 21 claims Severe Storms And Flooding, Mar 2010 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures