122 E Main St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 122 E Main St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	2,012 sqft · built 1872
Lot Size	0.059 acres (2,574 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Mar 2022)
Tax Bill	$7,442 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`08-00117-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`08-00117-0000-00016`
Alternative APN	`08A0016000000011`

Interior

Stories	2 Stories
Building Area	2,012 sqft Living Area

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Construction Type	Frame
Lot Area	2,574 sqft (0.059 acres)
Lot Dimensions	103 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08A0016000000011
Street Address	122 E MAIN ST
City	PATERSON
State	NJ
Zip	07522-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	117
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1001
Census Tract	180700

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 E MAIN ST, PATERSON, NJ 07522-1852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 18, 2021	Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	202215172
Deed Book / Page	4264 / 295
Record Updated	Oct 29, 2026

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 15, 2022
Property Address	122 E MAIN ST, PATERSON, NJ 07522-1852
Document Number	0000015172
Book / Page	D4264 / 295
Instrument Date	Mar 3, 2022
Instrument	2022015172
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 E 26TH ST, 321, PATERSON, NJ 07514-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST, PATERSON, NJ 07522-1852

Mortgage

Document Number	0000015173
Date	Mar 15, 2022
Instrument	2022015173

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 18, 2021
Property Address	122 E MAIN ST, PATERSON, NJ 07522-1852
Document Number	0000053077
Book / Page	D4110 / 87
Instrument Date	Apr 19, 2021
Instrument	2021053077
Transaction Type	Construction Loan
Record Updated	Aug 18, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7616 W COURTNEY CAMPBELL CSWY UNIT 239, 7616, TAMPA, FL 33607-1537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST, PATERSON, NJ 07522-1852

Mortgage

Document Number	0000053078
Date	Aug 18, 2021
Instrument	2021053078

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,300 (+148.24%) Land $67,300 Building $279,000	$346,300 (+148.24%) Land $67,300 Building $279,000
2025	$7,442.00 (+4.7%)	$139,500 (-) Land $15,400 Building $124,100	$139,500 (-) Land $15,400 Building $124,100
2024	$7,108.00 (+9.78%)
2023		$139,500 Land $15,400 Building $124,100	$139,500 Land $15,400 Building $124,100
2022	$6,475.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	424 (1978–2026)
Claims Outside the SFHA	21 of 424
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 70 claims Severe Storms And Flooding, Mar 2010 · 72 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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