127 E Loma Ln, Phoenix, AZ 85020 Property Records

Maricopa County property record for 127 E Loma Ln, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,384 sqft · built 1957
Lot Size	0.239 acres (10,437 sqft)
Owner	Individual Name on Record
Last Sale	$849,500 (Jan 2025)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-54-051`

Property Details

APN / Parcel Number

Primary APN	`160-54-051`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	2,384 sqft

Exterior

Year Built	Built 1957
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,437 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	127 E LOMA LN
City	PHOENIX
State	AZ
Zip	85020-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	MELROSE GROVES 1
Legal Range	03E
Legal Township	03N
Legal Section	32
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	MELROSE GROVES UNIT 1 LOTS 28-36
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	105300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	127 E LOMA LN, PHOENIX, AZ 85020-3634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit BELL BANK
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2025 · Amount on Record
Deed Sale	Jan 23, 2025 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20250038310
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	127 E LOMA LN, PHOENIX, AZ 85020-3634
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E LOMA LN, PHOENIX, AZ 85020-3634

Mortgage

Document Number	0001037696
Date	Sep 27, 2021
Instrument	20211037696

Lender

Name	BELL BANK
Type	Bank
Address	PEORIA, AZ 85382

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 31, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	127 E LOMA LN, PHOENIX, AZ 85020-3634
Document Number	0000787032
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 E LOMA LN PHOENIX AZ 850203634, PHOENIX, AZ 85020-3634

Mortgage

Document Number	0000787032
Date	Oct 3, 2019
Instrument	787032

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 21, 2017
Property Address	127 E LOMA LN, PHOENIX, AZ 85020-3634
Document Number	0000123738
Map Reference	MAP69 PG25
Instrument Date	Feb 8, 2017
Instrument	2017-0123738
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SVC AGENCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	127 E LOMA LN, PHOENIX, AZ 85020-3634

Mortgage

Document Number	0000123739
Date	Feb 21, 2017
Instrument	2017-0123739

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,620 (+1.54%)	$666,200 (+1.54%) Land $133,200 Building $533,000
2025	$3,569.00 (+6.09%)
2024		$65,610	$656,100 Land $131,200 Building $524,900
2023	$3,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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