122 E Loma Ln, Phoenix, AZ 85020 Property Records

Maricopa County property record for 122 E Loma Ln, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1957
Lot Size	0.3 acres (13,064 sqft)
Owner	2 Company Names on File
Last Sale	$800,000 (Jun 2024)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-54-046`

Property Details

APN / Parcel Number

Primary APN	`160-54-046`
Alternative APN	`160540468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,902 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	13,064 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces
Pool Area	710 sqft
Porch	Covered Slab
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 E LOMA LN
City	PHOENIX
State	AZ
Zip	85020-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	MELROSE GROVES UNIT 1 LOTS 28-36 MCR 69/25
Legal Range	3E
Legal Township	3N
Legal Section	32
Legal Subdivision	MELROSE GROVES UNIT 1 LOTS 28-36
Legal Lot Number	15
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	105300

Owner

122 E Loma Ln is owned by a company that bought it in June 2024.

Source: Maricopa County records, as of May 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	122 E LOMA LN, PHOENIX, AZ 85020-3634
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK OF INDIANA
Jun 7, 2024	Warranty Deed, Transfer · Commercial Mortgage LOMA LLC
Jun 12, 2023	Special Warranty Deed, Transfer · Seller Carry-Back CROFOOT LIVING TRUST
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Document Number	2024303992
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0000741384
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	122 E LOMA LN, PHOENIX, AZ 85020-3634
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E LOMA LN, PHOENIX, AZ 85020-3634

Mortgage

Document Number	0000646731
Date	Nov 7, 2025
Instrument	20250646731

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 7, 2024
Property Address	122 E LOMA LN, PHOENIX, AZ 85020-3634
Document Number	0000303992
Map Reference	MB 69 PG 25
Instrument Date	Jun 4, 2024
Instrument	20240303992
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	719 W KALER DR, PHOENIX, AZ 85021-8026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	122 E LOMA LN, PHOENIX, AZ 85020-3634

Mortgage

Document Number	0000303993
Date	Jun 7, 2024
Instrument	20240303993

Lender

Name	LOMA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 12, 2023
Property Address	122 E LOMA LN, PHOENIX, AZ 85020-3634
Document Number	0000302854
Map Reference	MB 69 PG 25
Instrument Date	Jun 6, 2023
Instrument	20230302854
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E LOMA LN, PHOENIX, AZ 85020-3634

Mortgage

Document Number	0000302853
Date	Jun 12, 2023
Instrument	20230302853

Lender

Name	CROFOOT LIVING TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	122 E LOMA LN, PHOENIX, AZ 85020-3634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000723017
Date	Aug 7, 2020
Instrument	20200723017

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 122 E Loma Ln was $3,595.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,950 (+101.35%)	$649,500 (+6.6%) Land $129,900 Building $519,600
2025	$3,595.00	$32,258 (-49.69%)	$609,300 (-4.98%) Land $121,800 Building $487,500
2024		$64,120	$641,200 Land $128,200 Building $513,000
2023	$3,389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 E Loma Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 122 E Loma Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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