127 E Duncan Ave, Florence, AL 35630 Property Records

Lauderdale County property record for 127 E Duncan Ave, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,386 sqft · built 1952
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$91,500 (Jul 2021)
Tax Bill$544 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-02-03-1-005-023-000

Property Details

APN / Parcel Number

Primary APN24-02-03-1-005-023-000
Alternative APNs
  • 098908
  • 49597
  • 98908

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
1st Floor Area1,386 sqft
Utility Area320 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions150 ft deep x 75 ft wide
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number98908
Street Address127 E DUNCAN AVE
CityFLORENCE
StateAL
Zip35630-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description75 X 150 RICHMOND HGTS SD BLK 2 LOT 19 .25 AC/C SEC 03 T3S R11W PB 2 PG 163
Legal Range11W
Legal Township03S
Legal Section03
Legal SubdivisionRICHMOND HGTS
Legal Block2
Legal Lot Number19
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1010
Census Tract11000

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address127 E DUNCAN AVE, FLORENCE, AL 35630-2218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2021 · Amount on Record
Deed SaleJul 2, 2021 · Amount on Record
Deed Document Number0202141781
Deed Book / Page2021 / 41781
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address127 E DUNCAN AVE, FLORENCE, AL 35630-2218
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022/30775
DateMay 31, 2022
Book Page2022/30775
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJul 2, 2021
Property Address127 E DUNCAN AVE, FLORENCE, AL 35630-2218
Document Number2021/41781
Book / Page2021 / 41781
Map ReferenceMB 2 PG 163
Instrument DateJun 30, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 E 4TH ST, TUSCUMBIA, AL 35674-2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 E DUNCAN AVE, FLORENCE, AL 35630-2218

Mortgage

Document Number202141783202141783
DateJul 2, 2021
Instrument2021/41783202141783
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$544.00 (+7.94%) Homeowner's exemption$12,420 (+6.88%)$125,440 (+8.04%) Land $9,400 Building $116,040
2024$504.00 (+13.77%) Homeowner's exemption$11,620 (+1,56%) Land $780 Building $10,840$116,100 (+11.98%) Land $7,800 Building $108,300
2023$443.00 (+0.91%) Homeowner's exemption$700 (-93.19%) Land $700$103,680 (+1.05%) Land $7,000 Building $96,680
2022$439.00 Homeowner's exemption$10,280$102,600 Land $7,700 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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