122 E Duncan Ave, Florence, AL 35630 Property Records

Lauderdale County property record for 122 E Duncan Ave, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,141 sqft · built 1952
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$86,350 (Apr 2021)
Tax Bill$1,016 (2025)
Deeds & MortgagesJun 2018 Mortgage
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-02-03-1-005-028-000

Property Details

APN / Parcel Number

Primary APN24-02-03-1-005-028-000
Alternative APNs
  • 100703
  • 47290

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,141 sqft Living Area
1st Floor Area1,141 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Exterior MaterialAluminum Siding
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 82 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number100703
Street Address122 E DUNCAN AVE
CityFLORENCE
StateAL
Zip35630-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description82.7 X 150 RICHMOND HEIGHTS S/D BLK 3 LOT 2 .28 AC/C SEC 03 T3S R11W PB 2 PG 163
Legal Range11W
Legal Township03S
Legal Section03
Legal SubdivisionRICHMOND HEIGHTS
Legal Block3
Legal Lot Number2
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1011
Census Tract11000

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 E DUNCAN AVE, FLORENCE, AL 35630-2219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2018Deed of Trust, Mortgage · Commercial Mortgage
LISTERHILL CU
Apr 8, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT
Mar 23, 2018Warranty Deed, Transfer
Jan 22, 2018Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2021 · Amount on Record
Deed SaleApr 8, 2021 · Amount on Record
Prior SaleMar 23, 2018 · Amount on Record
Deed Document Number0202122444
Deed Book / Page2021 / 22444
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address122 E DUNCAN AVE, FLORENCE, AL 35630-2219
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2018/24238
DateJun 8, 2018
Book Page2018/24238
Lender
NameLISTERHILL CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateApr 8, 2021
Property Address122 E DUNCAN AVE, FLORENCE, AL 35630-2219
Document Number2021/22444
Book / Page2021 / 22444
Map ReferenceMB 2 PG 163
Instrument DateFeb 19, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address416 N COURT ST, FLORENCE, AL 35630-6427

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E DUNCAN AVE, FLORENCE, AL 35630-2219

Mortgage

Document Number202122446202122446
DateApr 8, 2021
Instrument2021/22446202122446
Lender
NameBANK INDEPENDENT
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateMar 23, 2018
Property Address122 E DUNCAN AVE, FLORENCE, AL 35630-2219
Document Number2018/11517
Book / Page2018 / 11517
Instrument DateMar 23, 2018
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 566, SHEFFIELD, AL 35660-0566

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 PINE BROOK DR, FLORENCE, AL 35633-1137
InvestorPossibly a Property Investor

January 2018: Foreclosure

Document TypeForeclosure
JurisdictionLAUDERDALE AL
Recording DateJan 22, 2018
Property Address122 E DUNCAN AVE, FLORENCE, AL 35630-2219
Document Number02018/2449
Book / Page2018 / 2449
Instrument DateJan 18, 2018
Transaction TypeForeclosure
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 566, SHEFFIELD, AL 35660-0566

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,016.00 (+6.95%)$20,740 (+6.91%)$104,780 (+8%) Land $7,700 Building $97,080
2024$950.00 (+11.9%)$19,400 (+1,572.41%) Land $1,280 Building $18,120$97,020 (+11.9%) Land $6,400 Building $90,620
2023$849.00 (+7.74%)$1,160 (-92.8%) Land $1,160$86,700 (+7.7%) Land $5,800 Building $80,900
2022$788.00$16,100$80,500 Land $6,300 Building $74,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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