Schenectady County and Schenectady City property record for 127 Division St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,806 sqft · built 1910 |
| Lot Size | 0.134 acres (5,849 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Jul 2001) |
| Tax Bill | $4,083 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.51-4-25 |
| Primary APN | 421500 49.51-4-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Total Area |
| 1st Floor Area | 903 sqft |
| 2nd Floor Area | 903 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,849 sqft (0.134 acres) |
| Lot Dimensions | 175 ft deep x 33.3 ft wide |
| Porch | Porch |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 127 DIVISION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1105 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 4 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20700 |
127 Division St, a duplex, is owned and occupied by an individual who bought it in July 2001.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 DIVISION ST, SCHENECTADY, NY 12304-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2001 · Amount on File |
| Deed Sale | Jul 30, 2001 · Amount on File |
| Deed Book / Page | 1605 / 626 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 127 Division St was $4,083 with exemptions applied, up 3.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,083.00 (+3.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $3,954.00 | $89,900 Land $13,500 Building $76,400 | $148,866 Land $22,355 Building $126,511 |
| 2023 | $89,900 (-) Land $13,500 Building $76,400 | $113,797 (+3.8%) Land $17,089 Building $96,708 | |
| 2022 | $89,900 Land $13,500 Building $76,400 | $109,634 Land $16,463 Building $93,171 | |
| 2021 | $3,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 127 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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