116 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 116 Division St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,320 sqft · built 1900
Lot Size0.1 acres (4,380 sqft)
OwnerIndividual Name on Record
Last Sale$71,500 (Sep 2011)
Tax Bill$3,971 (2026)
Deeds & MortgagesSep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN421500 49.52-2-4

Property Details

APN / Parcel Number

Primary APN421500 49.52-2-4
Alternative APN
  • 150004905200020040000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,320 sqft Living Area
1st Floor Area748 sqft
2nd Floor Area572 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,380 sqft (0.1 acres)
Lot Dimensions146 ft deep x 30 ft wide
Garage TypeDetached
Garage Area486 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address116 DIVISION ST
CitySCHENECTADY
StateNY
Zip12304-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5005
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 DIVISION ST, SCHENECTADY, NY 12304-1106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2011 · Amount on Record
Deed SaleSep 6, 2011 · Amount on Record
Prior SaleFeb 7, 2007 · Amount on Record
Deed Document Number201136001
Deed Book / Page1843 / 390
Prior Transfer DateSep 20, 2002
Prior Transfer Doc1634000549
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateSep 14, 2022
Property Address116 DIVISION ST, SCHENECTADY, NY 12304-1106
Document Number0000048857
Instrument DateSep 7, 2022
Instrument202248857
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1438 VALENCIA RD, NISKAYUNA, NY 12309-4318

Transferred To (Grantee/Buyer)

NameVerified Name
Address1438 VALENCIA RD, NISKAYUNA, NY 12309-4318

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,971.00 (+4.2%) Homeowner's exemption
2025$3,811.00 (+10.3%)$82,500 (-) Land $12,400 Building $70,100$136,612 (+30.82%) Land $20,533 Building $116,079
2023$82,500 (-) Land $12,400 Building $70,100$104,430 (+3.8%) Land $15,696 Building $88,734
2022$82,500 Land $12,400 Building $70,100$100,610 Land $15,122 Building $85,488
2021$3,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Division St

Nearby Streets

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