127 Daniels St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 127 Daniels St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 634 sqft · built 1927
Lot Size	0.054 acres (2,348 sqft)
Owner	Individual Name on Record
Last Sale	$75,500 (Sep 2019)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-31-13-011.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-13-011.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	634 sqft Finished Area
Gross Area	724 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,348 sqft (0.054 acres)
Lot Dimensions	90.3 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	127 DANIELS ST
City	COVINGTON
State	KY
Zip	41015-1277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KETURAH LOT 13 26'X 90.3' SEC DANIELS & LINCOLN
Legal Subdivision	KETURAH
Legal Lot Number	13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 DANIELS ST, COVINGTON, KY 41015-1277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 12, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 9, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG
May 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	201909 09 059 00214
Deed Book / Page	6747 / 340
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2026
Property Address	127 DANIELS ST, COVINGTON, KY 41015-1277
Document Number	0000007605
Book / Page	415 / 307
Instrument Date	Apr 4, 2026
Instrument	20267605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DANIELS ST, COVINGTON, KY 41015-1277

Mortgage

Document Number	0000007605,
Date	Apr 21, 2026
Book Page	415/307
Instrument	20267605

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	127 DANIELS ST, COVINGTON, KY 41015-1277
Document Number	0000000051
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DANIELS ST COVINGTON KY 410151277, COVINGTON, KY 41015-1277

Mortgage

Document Number	0000000051
Date	Jun 22, 2020
Book Page	000M60/000626
Instrument	51

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 9, 2019
Property Address	127 DANIELS ST, COVINGTON, KY 41015-1277
Document Number	0000000214
Book / Page	0C6747 / 000340
Instrument Date	Aug 30, 2019
Instrument	214
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DANIELS ST COVINGTON KY 410151277, COVINGTON, KY 41015-1277

Mortgage

Document Number	215
Date	Sep 9, 2019
Book Page	0C6747/000343
Instrument	215

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 1, 2018
Property Address	127 DANIELS ST, COVINGTON, KY 41015-1277
Document Number	0000000243
Book / Page	0C6401 / 000168
Instrument Date	Jul 31, 2015
Instrument	243
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$47.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DANIELS ST COVINGTON KY 410151277, COVINGTON, KY 41015-1277

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,600 (+12.05%) Land $10,000 Building $74,600	$84,600 (+12.05%) Land $10,000 Building $74,600
2025	$1,000.00 (-0.5%)	$75,500 (-) Land $10,000 Building $65,500	$75,500 (-) Land $10,000 Building $65,500
2023	$1,005.00	$75,500 Land $10,000 Building $65,500	$75,500 Land $10,000 Building $65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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