120 Daniels St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 120 Daniels St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1923
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2024)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-31-10-027.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-10-027.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,218 sqft Finished Area
Gross Area	1,344 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	120 DANIELS ST
City	COVINGTON
State	KY
Zip	41015-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KETURAH LOTS 38-29 35'X 100' IRREG NS DANIELS ST
Legal Subdivision	KETURAH
Legal Lot Number	29-38
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	61400

Owner

Source: Kenton County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 DANIELS ST, COVINGTON, KY 41015-1260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed, Transfer · Conventional Mortgage HEARTLAND BANK
Mar 9, 2020	Deed of Trust, Mortgage · Conventional with PMI HERITAGE BK
Jan 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 6, 2019	Grant Deed, Transfer NATIONAL ASSET MGMT GROUP, NATIONAL ASSET MGMT GRP
Jul 29, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	2024188
Deed Book / Page	269 / 443
Prior Transfer Date	May 19, 2000
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 9, 2024
Property Address	120 DANIELS ST, COVINGTON, KY 41015-1260
Document Number	0005900188
Book / Page	KC 269 / 443
Map Reference	PL 460
Instrument Date	Feb 9, 2024
Instrument	24020905900188
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2170 TUSCANYVIEW DR, COVINGTON, KY 41017-8158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SURREY PL, COVINGTON, KY 41018-2851

Mortgage

Document Number	0005900189
Date	Feb 9, 2024
Book Page	KCM 525/725
Instrument	24020905900189

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	120 DANIELS ST, COVINGTON, KY 41015-1260
Document Number	0000000041
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3353 MADISON PIKE FORT WRIGHT KY 410178153, FORT WRIGHT, KY 41017-8153

Mortgage

Document Number	0000000041
Date	Mar 19, 2020
Book Page	000021/000665
Instrument	41

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2040

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 17, 2020
Property Address	120 DANIELS ST, COVINGTON, KY 41015-1260
Document Number	0000000108
Book / Page	000002 / 000996
Instrument Date	Jan 17, 2020
Instrument	108
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3353 MADISON PIKE FORT MITCHELL KY 410178153, FORT MITCHELL, KY 41017-8153

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 6, 2019
Property Address	120 DANIELS ST, COVINGTON, KY 41015-1260
Document Number	0000000285
Book / Page	0C6821 / 000210
Instrument Date	Aug 27, 2019
Instrument	285
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	NATIONAL ASSET MGMT GROUP, NATIONAL ASSET MGMT GRP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jul 29, 2019
Property Address	120 DANIELS ST, COVINGTON, KY 41015-1260
Document Number	0000000167
Book / Page	0C6715 / 000280
Instrument Date	Jun 24, 2019
Instrument	167
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$53.33
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+151.59%)	$215,000 (+152.94%) Land $5,000 Building $210,000	$215,000 (+152.94%) Land $5,000 Building $210,000
2023	$1,132.00	$85,000 Land $5,000 Building $80,000	$85,000 Land $5,000 Building $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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