127 Cowry Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 127 Cowry Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 2000
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jul 2022)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`225020-0329`

Property Details

APN / Parcel Number

Primary APN	`225020-0329`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,415 sqft
1st Floor Area	1,570 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,840 sqft (0.18 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	787 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 COWRY RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-34 ST AUG SOUTH UT 2 LOTS 329 & 330 OR5593/1175 & 6042/169(L/E)
Legal Range	30E
Legal Township	07S
Legal Section	41
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 2
Legal Block	2
Legal Lot Number	329-3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1038
Census Tract	21302

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 COWRY RD, SAINT AUGUSTINE, FL 32086-5709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Sep 2, 2009 · Amount on Record
Deed Document Number	202267075
Deed Book / Page	5593 / 1175
Last Transfer Date	Oct 28, 2024
Transfer Doc	0060420169
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 8, 2022
Property Address	127 COWRY RD, SAINT AUGUSTINE, FL 32086-5709
Document Number	0055931175
Book / Page	5593 / 1175
Map Reference	MB 8 PG 34
Instrument Date	Jul 8, 2022
Instrument	2022067075
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	282 GREEN PALM CT, 282, ST AUGUSTINE, FL 32086-8893

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	127 COWRY RD, ST AUGUSTINE, FL 32086-5709

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,570 (+2.7%)	$362,548 (-0.35%) Land $104,880 Building $257,668
2025	$1,312.00 (+17.46%) Homeowner's exemption	$110,584 (+5.99%)	$363,829 (+0.53%) Land $107,040 Building $256,789
2024	$1,117.00 (+2.57%)
2023	$1,089.00 (-41.98%) Homeowner's exemption	$104,337 (-37.06%)	$361,906 (+3.12%) Land $107,040 Building $254,866
2022	$1,877.00 Homeowner's exemption	$165,770	$350,955 Land $71,680 Building $279,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	52 (1981–2019)
Claims Outside the SFHA	17 of 52
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Hurricane Matthew, Oct 2016 · 13 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20