St. Johns County property record for 118 Cowry Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,982 sqft · built 1979 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Company Name on File |
| Last Sale | $21,000 (Feb 2000) |
| Tax Bill | $4,765 (2025) |
| Deeds & Mortgages | Mar 2017 Transfer Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 224960-0000 |
| Primary APN | 224960-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| Gross Area | 2,598 sqft |
| 1st Floor Area | 1,652 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 118 COWRY RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 1-34 ST AUG SOUTH UT 2 LOTS 305 & 306 OR254/982 & 2722/600 (WILL) & 604(S/A) &3728/839(Q/C) & 4349/493(Q/C) &4350/665(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 2 |
| Legal Block | 2 |
| Legal Lot Number | 305-3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21302 |
118 Cowry Rd is owned by a company that acquired it in April 2013.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31 AVISTA CIR, SAINT AUGUSTINE, FL 32080-3806 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2000 · Amount on File |
| Deed Sale | Feb 4, 2000 · Amount on File |
| Deed Document Number | 20004918 |
| Deed Book / Page | 1472 / 777 |
| Last Transfer Date | Apr 25, 2013 |
| Transfer Doc | 0037280839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 28, 2017 |
| Property Address | 118 COWRY RD, SAINT AUGUSTINE, FL 32086-5710 |
| Document Number | 0043500665 |
| Book / Page | 004350 / 000665 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 21462 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6414 NW 47TH PL GAINESVILLE FL 326534059, GAINESVILLE, FL 32653-4059 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 27, 2017 |
| Property Address | 118 COWRY RD, SAINT AUGUSTINE, FL 32086-5710 |
| Document Number | 0043490493 |
| Book / Page | 004349 / 000493 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 20898 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6414 NW 47TH PL GAINESVILLE FL 326534059, GAINESVILLE, FL 32653-4059 |
The 2025 property tax bill for 118 Cowry Rd was $4,765, up 15.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,938 (+0.5%) Land $104,880 Building $237,058 | $341,938 (+0.5%) Land $104,880 Building $237,058 | |
| 2025 | $4,765.00 (+15.68%) | $340,230 | $340,230 Land $107,040 Building $233,190 |
| 2024 | $4,119.00 (+2.31%) | ||
| 2023 | $4,026.00 (+6.14%) | $341,656 (+4.03%) | $341,656 (+4.03%) Land $107,040 Building $234,616 |
| 2022 | $3,793.00 | $328,434 | $328,434 Land $71,680 Building $256,754 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Cowry Rd in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 52 (1981–2019) |
| Claims Outside the SFHA | 17 of 52 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Cowry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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