Polk County property record for 127 Costa Loop, Auburndale, FL 33823 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,901 sqft · built 2005 |
| Lot Size | 0.249 acres (10,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2014) |
| Tax Bill | $4,015 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-35-305251-000270 |
| Primary APN | 25-27-35-305251-000270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,901 sqft Living Area |
| Gross Area | 3,683 sqft |
| 1st Floor Area | 2,541 sqft |
| Upper Floors Area | 360 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,833 sqft (0.249 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Porch | Florida Room |
| Porch Area | 304 sqft |
| Street Address | 127 COSTA LOOP |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-8377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATES OF AUBURNDALE PLAT BOOK 127 PGS 26 THRU 29 LOT 27 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | ESTATES OF AUBURNDALE |
| Legal Tract | 305251 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13001 |
Source: Polk County records · APN 25-27-35-305251-000270
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2014 · Amount on Record |
| Deed Sale | Apr 16, 2014 · Amount on Record |
| Prior Sale | Nov 29, 2005 · Amount on Record |
| Deed Document Number | 201466566 |
| Deed Book / Page | 9225 / 1578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 127 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 127 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0000079954 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 12176/1439 |
| Instrument | 2022079954 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 31, 2020 |
| Property Address | 127 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Number | 0111921010 |
| Book / Page | 011192 / 001010 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 70173 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2020 |
| Title Company | EASY TITLE COMPANY LLC, EASY TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,414.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 127 COSTA LOOP AUBURNDALE FL 338238377, AUBURNDALE, FL 33823-8377 |
| Document Number | 111921012 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 011192/001012 |
| Instrument | 70174 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,015.00 (+5.74%) Homeowner's exemption | $292,854 (+5.99%) | $388,118 (-4.26%) Land $66,000 Building $322,118 |
| 2023 | $3,797.00 (+0.66%) Homeowner's exemption | $276,312 (+3%) | $405,389 (+14%) Land $64,000 Building $341,389 |
| 2022 | $3,772.00 Homeowner's exemption | $268,264 | $355,612 Land $53,000 Building $302,612 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2001, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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