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123 Costa Loop, Auburndale, FL 33823 Property Records

Polk County property record for 123 Costa Loop, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,422 sqft · built 2005
Lot Size0.249 acres (10,855 sqft)
Owner2 Individual Names on File
Last Sale$247,000 (Dec 2017)
Tax Bill$3,146 (2025)
Deeds & MortgagesMar 2021 Construction Loan
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-27-35-305251-000250

Property Details

APN / Parcel Number

Primary APN25-27-35-305251-000250
Alternative APNs
  • 352725305251000250
  • 52725000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,422 sqft Living Area
Gross Area2,884 sqft
1st Floor Area2,422 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,855 sqft (0.249 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchScreened/Unfinished Porch
Porch Area303 sqft

Location & Zoning

Street Address123 COSTA LOOP
CityAUBURNDALE
StateFL
Zip33823-8377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESTATES OF AUBURNDALE PLAT BOOK 127 PGS 26 THRU 29 LOT 25
Legal Range25E
Legal Township27S
Legal Section35
Legal SubdivisionESTATES OF AUBURNDALE
Legal Tract305251
Legal Block1
Legal Lot Number25
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1003
Census Tract13001

Owner

Source: Polk County records · APN 25-27-35-305251-000250

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 COSTA LOOP, AUBURNDALE, FL 33823-8377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Intrafamily Transfer, Transfer · Construction Mortgage
BETTER MORTGAGE CORPORATION
Dec 28, 2017Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FIRM
Dec 23, 2016Deed of Trust, Mortgage · FHA Mortgage
RP FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 28, 2017 · Amount on Record
Deed SaleDec 28, 2017 · Amount on Record
Prior SaleSep 29, 2005 · Amount on Record
Deed Document Number2017249829
Deed Book / Page10353 / 957
Last Transfer DateMar 18, 2021
Transfer Doc0000077051
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 26, 2021
Property Address123 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number0000077051
Book / Page11639 / 1876
Map ReferenceMB 127 PG 26-29
Instrument DateMar 18, 2021
Instrument2021077051
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 COSTA LOOP, AUBURNDALE, FL 33823-8377

Mortgage

Document Number0116391879
DateMar 26, 2021
Instrument11639/1879
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 28, 2017
Property Address123 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number0103530957
Book / Page010353 / 000957
Instrument DateDec 22, 2017
Instrument249829
Transaction TypeTransfer
Record UpdatedFeb 16, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 COSTA LOOP AUBURNDALE FL 338238377, AUBURNDALE, FL 33823-8377

Mortgage

Document Number103530958
DateDec 28, 2017
Book Page010353/000958
Instrument249830
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address123 COSTA LOOP, AUBURNDALE, FL 33823-8377
Document Number0100480948
Book / Page010048 / 000948
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedMar 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 COSTA LOOP AUBURNDALE FL 338238377, AUBURNDALE, FL 33823-8377

Mortgage

Document Number0100480948
DateJan 26, 2017
Book Page010048/000948
Instrument15949
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 25, 2032

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAuburndale City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,146.00 (+5.85%) Homeowner's exemption$234,728 (+5.99%)$322,759 (-4.95%) Land $66,000 Building $256,759
2023$2,972.00 (+2.8%) Homeowner's exemption$221,469 (+3%)$339,566 (+12.99%) Land $64,000 Building $275,566
2022$2,891.00 Homeowner's exemption$215,018$300,538 Land $53,000 Building $247,538

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2001 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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