127 Congaree Loop, Mooresville, NC 28117 Property Records

Iredell County property record for 127 Congaree Loop, Mooresville, NC 28117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,682 sqft · built 2018
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2018)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4658-32-1971.000`

Property Details

APN / Parcel Number

Primary APN	`4658-32-1971.000`
Alternative APN	`80056103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,682 sqft Heated Area
Gross Area	3,685 sqft
1st Floor Area	1,190 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,064 sqft (0.254 acres)
Lot Width	184 ft Width
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Patio Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80056103
Street Address	127 CONGAREE LOOP
City	MOORESVILLE
State	NC
Zip	28117-0063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLI
Legal Description	LOT 117 PARKMONT M5 PB 66-115
Legal Subdivision	PARKMONT
Legal Block	32
Legal Lot Number	117
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	3
Census Block	3006
Census Tract	61304

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 CONGAREE LOOP, MOORESVILLE, NC 28117-0063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Aug 17, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Deed Book / Page	2573 / 2
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	127 CONGAREE LOOP, MOORESVILLE, NC 28117-0063
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027631278
Date	Dec 16, 2020
Book Page	2763/1278

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MOORESVILLE, NC 28115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	127 CONGAREE LOOP, MOORESVILLE, NC 28117-0063
Document Number	26411686
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 CONGAREE LOOP MOORESVILLE NC 281170063, MOORESVILLE, NC 28117-0063

Mortgage

Document Number	26411686
Date	Aug 30, 2019
Book Page	002641/001686

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 17, 2018
Property Address	127 CONGAREE LOOP, MOORESVILLE, NC 28117-0063
Document Number	25732
Book / Page	002573 / 000002
Instrument Date	Aug 17, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 CONGAREE LOOP MOORESVILLE NC 281170063, MOORESVILLE, NC 28117-0063

Mortgage

Document Number	25738
Date	Aug 17, 2018
Book Page	002573/000008

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,830 (-) Land $60,000 Building $359,830	$419,830 (-) Land $60,000 Building $359,830
2025	$4,393.00 (+1.38%)	$419,830 (-) Land $60,000 Building $359,830	$419,830 (-) Land $60,000 Building $359,830
2024	$4,333.00 (+0.56%)	$419,830 (-) Land $60,000 Building $359,830	$419,830 (-) Land $60,000 Building $359,830
2023	$4,309.00 (+35.97%)	$419,830 (+56.93%) Land $60,000 Building $359,830	$419,830 (+56.93%) Land $60,000 Building $359,830
2022	$3,169.00	$267,530 Land $37,800 Building $229,730	$267,530 Land $37,800 Building $229,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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