123 Congaree Loop, Mooresville, NC 28117 Property Records

Iredell County property record for 123 Congaree Loop, Mooresville, NC 28117

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,874 sqft · built 2018
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2018)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4658-32-2952.000`

Property Details

APN / Parcel Number

Primary APN	`4658-32-2952.000`
Alternative APN	`80054036`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,874 sqft Heated Area
Gross Area	3,591 sqft
1st Floor Area	1,253 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)
Lot Width	53 ft Width
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	141 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80054036
Street Address	123 CONGAREE LOOP
City	MOORESVILLE
State	NC
Zip	28117-0063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLI
Legal Description	LOT 116 PARKMONT M5 PB 66-115
Legal Subdivision	PARKMONT
Legal Block	32
Legal Lot Number	116
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	3
Census Block	3006
Census Tract	61304

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 CONGAREE LOOP, MOORESVILLE, NC 28117-0063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
May 29, 2018	Special Warranty Deed, Transfer · ARM EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Deed Book / Page	2557 / 1763
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	123 CONGAREE LOOP, MOORESVILLE, NC 28117-0063
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2812829
Date	May 12, 2021
Book Page	2812/829

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 29, 2018
Property Address	123 CONGAREE LOOP, MOORESVILLE, NC 28117-0063
Document Number	25571763
Book / Page	2557 / 1763
Map Reference	MB 66 PG 115
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11230 CARMEL COMMONS BLVD, 11230, CHARLOTTE, NC 28226-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CONGAREE LOOP, MOORESVILLE, NC 28117-0063

Mortgage

Document Number	25571769
Date	May 29, 2018
Instrument	2557/1769

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,450 (-) Land $60,000 Building $372,450	$432,450 (-) Land $60,000 Building $372,450
2025	$4,517.00 (+1.35%)	$432,450 (-) Land $60,000 Building $372,450	$432,450 (-) Land $60,000 Building $372,450
2024	$4,457.00 (+0.54%)	$432,450 (-) Land $60,000 Building $372,450	$432,450 (-) Land $60,000 Building $372,450
2023	$4,433.00 (+42.22%)	$432,450 (+64.51%) Land $60,000 Building $372,450	$432,450 (+64.51%) Land $60,000 Building $372,450
2022	$3,117.00	$262,870 Land $36,000 Building $226,870	$262,870 Land $36,000 Building $226,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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