127 Commonwealth Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 127 Commonwealth Ave, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 672 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2019)
Tax Bill	$4,329 (2026)
Deeds & Mortgages	Oct 2023 Transfer Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C12620`

Property Details

APN / Parcel Number

Primary APN	`C12620`
Alternative APNs	`LOWE M:243 B:1435 L:127` `M:000243 T:C12620`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Gross Area	722 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C12620
Street Address	127 COMMONWEALTH AVE
City	LOWELL
State	MA
Zip	01852-5736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	1435
Legal Lot Number	127
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1022
Census Tract	312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 RHODORA ST, LOWELL, MA 01851-3514
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Jul 2, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO
Oct 19, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	201926648
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 6, 2023
Property Address	127 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	0038112-90
Book / Page	38112 / 90
Instrument Date	Oct 5, 2023
Instrument	29681
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 RHODORA ST, LOWELL, MA 01851-3514

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	127 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34911-45
Date	Nov 13, 2020
Book Page	34911/45
Instrument	58374

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 2, 2019
Property Address	127 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	33121-196
Book / Page	33121 / 196
Instrument Date	Jul 2, 2019
Instrument	26648
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RHODORA ST, LOWELL, MA 01851-3514

Mortgage

Document Number	26649
Date	Jul 2, 2019
Instrument	26649

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 19, 2018
Property Address	127 COMMONWEALTH AVE, LOWELL, MA 01852-5736
Document Number	32497-99
Book / Page	032497 / 000099
Instrument Date	Oct 19, 2018
Instrument	45828
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 DOWS LN SEABROOK NH 038744202, SEABROOK, NH 03874-4202

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,329.00 (+0.42%)	$381,400 (+1.57%) Land $181,700 Building $199,700	$327,261 (-2.69%)
2025	$4,311.00 (+5.56%)	$375,500 (+9.51%) Land $178,400 Building $197,100	$336,300 (+21.73%)
2024	$4,084.00 (+5.69%)	$342,900 (+10.22%) Land $166,700 Building $176,200	$276,260
2023	$3,864.00	$311,100 Land $145,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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