Middlesex County and Lowell City property record for 123 Commonwealth Ave, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 777 sqft · built 1950 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Oct 2024) |
| Tax Bill | $4,150 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | H08445 |
| Primary APN | H08445 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 777 sqft Living Area |
| Gross Area | 883 sqft |
| 1st Floor Area | 777 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | H08445 |
|---|---|
| Street Address | 123 COMMONWEALTH AVE |
| City | LOWELL |
| State | MA |
| Zip | 01852-5736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Subdivision | SOUTH LOWEEL KELRIDGE REALTY T |
| Legal Block | 1435 |
| Legal Lot Number | 123 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 312300 |
123 Commonwealth Ave is owned and occupied by two individuals who bought it in October 2024.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 COMMONWEALTH AVE, LOWELL, MA 01852-5736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2018 | Deed of Trust, Mortgage TEWKSBURY CREDIT UNIO |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TEWKSBURY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on File |
| Deed Sale | Oct 4, 2024 · Amount on File |
| Prior Sale | Nov 21, 2003 · Amount on File |
| Deed Document Number | 202430856 |
| Deed Book / Page | 38803 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 123 COMMONWEALTH AVE, LOWELL, MA 01852-5736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31935-42 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 31935/42 |
| Instrument | 10530 |
| Name | TEWKSBURY CREDIT UNIO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 123 COMMONWEALTH AVE, LOWELL, MA 01852-5736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34222-248 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 34222/248 |
| Instrument | 25127 |
| Name | TEWKSBURY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2030 |
The 2026 property tax bill for 123 Commonwealth Ave was $4,150, up 0.4% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,150.00 (+0.41%) | $365,600 (+1.56%) Land $181,700 Building $183,900 | $427,412 (+6.36%) |
| 2025 | $4,133.00 (+5.43%) | $360,000 (+9.39%) Land $178,400 Building $181,600 | $401,850 (+2.17%) |
| 2024 | $3,920.00 (+5.89%) | $329,100 (+10.4%) Land $166,700 Building $162,400 | $393,300 |
| 2023 | $3,702.00 | $298,100 Land $145,000 Building $153,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Commonwealth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 123 Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
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