127 Coco Plum Rd S, Key Largo, FL 33037 Property Records

Monroe County property record for 127 Coco Plum Rd S, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,741 sqft · built 1984
Lot Size0.137 acres (6,000 sqft)
OwnerCompany Name on File
Tax Bill$10,118 (2024)
Deeds & MortgagesOct 2023 Transfer
Feb 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00521180-000000

Property Details

APN / Parcel Number

Primary APN00521180-000000
Alternative APNs
  • 32613900521180000000
  • 1640425

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,741 sqft Living Area
1st Floor Area2,269 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area378 sqft

Exterior Amenities

PorchOpen Porch
Porch Area815 sqft
Deck Area751 sqft
Patio Area751 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1640425
Old Parcel Number32613900521180000000
Street Address127 COCO PLUM RD S
CityKEY LARGO
StateFL
Zip33037-4112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 8 LT 8 MARION PARK PB4-113 KEY LARGO OR385-168 OR793-1705 OR842-1565 OR879-2490 OR1008-329 OR1146-2375 OR3073-0631
Legal Range39E
Legal Township61S
Legal Section32
Legal SubdivisionMARION PARK
Legal Block8
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2047
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

127 Coco Plum Rd S is owned by a company that acquired it in April 2024.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Mailing Address5001 SW 142ND PL, MIAMI, FL 33175-5027
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 3, 2021Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2024
Deed SaleApr 22, 2024
Prior SaleOct 16, 2023
Deed Document Number2458945
Deed Book / Page3272 / 863
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateOct 16, 2023
Property Address127 COCO PLUM RD S, KEY LARGO, FL 33037-4112
Document Number0032462454
Book / Page3246 / 2454
Map ReferenceMB 4 PG 113
Instrument DateOct 11, 2023
Instrument2436325
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 SW 142ND PL, MIAMI, FL 33175-5027

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 SW 142ND PL, MIAMI, FL 33175-5027

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 3, 2021
Property Address127 COCO PLUM RD S, KEY LARGO, FL 33037-4112
Document Number0030730631
Book / Page3073 / 631
Map ReferenceMB 4 PG 113
Instrument DateFeb 1, 2021
Instrument2302367
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCITATION TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1727 PENNECAMP DR, 1727, THE VILLAGES, FL 32162-3216

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 SW 142ND PL, MIAMI, FL 33175-5027
InvestorPossibly a Property Investor

Mortgage

Document Number0003073633
DateFeb 3, 2021
Instrument3073/633
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,295,751 Land $717,600 Building $578,151$1,295,751 Land $717,600 Building $578,151
2024$10,118.00 (+17.87%)
2023$8,584.00 (+24.95%)$1,082,403 (+35.55%) Land $599,040 Building $483,363$1,082,403 (+35.55%) Land $599,040 Building $483,363
2022$6,870.00$798,535 Land $354,120 Building $444,415$798,535 Land $354,120 Building $444,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Coco Plum Rd S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Coco Plum Rd S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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