Monroe County property record for 115 Coco Plum Rd S, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,294 sqft · built 1992 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $510,000 (Oct 2008) |
| Tax Bill | $7,619 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00521150-000000 |
| Primary APN | 00521150-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,294 sqft Living Area |
| 1st Floor Area | 2,022 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 1,008 sqft |
| Patio Area | 2,932 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1640395 |
|---|---|
| Old Parcel Number | 32613900521150000000 |
| Street Address | 115 COCO PLUM RD S |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 8 LOT 5 MARION PARK PB4-113 KEY LARGO OR391-790 OR392-965Q/C OR1264-2314 OR1280-1977 OR1448-408/11/LIS/PEN/MARSHAL CASE |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 32 |
| Legal Subdivision | MARION PARK |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 115 Coco Plum Rd S bought it in October 2008.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 899 SW 86TH CT, MIAMI, FL 33144-4028 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2008 · Amount on File |
| Deed Sale | Oct 29, 2008 · Amount on File |
| Prior Sale | May 30, 2008 |
| Deed Document Number | 1717646 |
| Deed Book / Page | 2386 / 1329 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,189,047 Land $762,450 Building $426,597 | $1,189,047 Land $762,450 Building $426,597 | |
| 2024 | $7,619.00 (+7.16%) | ||
| 2023 | $7,110.00 (+21.08%) | $997,641 (+35.05%) Land $636,480 Building $361,161 | $997,641 (+35.05%) Land $636,480 Building $361,161 |
| 2022 | $5,872.00 | $738,737 Land $376,253 Building $362,484 | $738,737 Land $376,253 Building $362,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Coco Plum Rd S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Coco Plum Rd S is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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