127 Clipper Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 127 Clipper Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 2018
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Jan 2019)
Tax Bill	$1,931 (2026)
Deeds & Mortgages	Aug 2020 Loan Modification May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15M14037J`

Property Details

APN / Parcel Number

Primary APN	`15M14037J`
Alternative APN	`2000215984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,581 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	215 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000215984
Street Address	127 CLIPPER LN
City	SMITHFIELD
State	NC
Zip	27577-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 28 CHARLESTOWNE SEC 2 85/459-460
Legal Lot Number	28
Jurisdiction	JOHNSTON NC
Township / Civil Division	BOON HILL
Census Block Group	1
Census Block	1014
Census Tract	40600

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 CLIPPER LN, SMITHFIELD, NC 27577-8953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Loan Modification, Mortgage ATTORNEY ONLY
May 17, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI SUNTRUST BK
Jan 31, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	2019599841
Deed Book / Page	5286 / 992
Record Updated	Oct 29, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JOHNSTON NC
Property Address	127 CLIPPER LN, SMITHFIELD, NC 27577-8953
Document Number	0000675812
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 17, 2019
Property Address	127 CLIPPER LN, SMITHFIELD, NC 27577-8953
Document Number	0000612575
Book / Page	005349 / 000576
Instrument Date	May 16, 2019
Instrument	612575
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CLIFFVIEW DR GARNER NC 275296697, GARNER, NC 27529-6697

Mortgage

Document Number	612576
Date	May 17, 2019
Book Page	005349/000578
Instrument	612576

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 31, 2019
Property Address	127 CLIPPER LN, SMITHFIELD, NC 27577-8953
Document Number	0000599841
Book / Page	5286 / 0992
Map Reference	MB 5173 PG 242
Instrument Date	Jan 31, 2019
Instrument	2019599841
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 QUAIL RUN, 108, SMITHFIELD, NC 27577-9406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CLIPPER LN, SMITHFIELD, NC 27577-8953

Mortgage

Document Number	0000599842
Date	Jan 31, 2019
Instrument	2019599842

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,931.00 (+22.6%)	$309,070 (+58.95%) Land $55,000 Building $254,070	$309,070 (+58.95%) Land $55,000 Building $254,070
2023	$1,575.00	$194,450 Land $30,000 Building $164,450	$194,450 Land $30,000 Building $164,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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