Madison County property record for 127 Charlton Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3,259 sqft · built 2011 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081E-15-363 |
| Primary APN | 081E-15-363 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,259 sqft Adjusted Area |
| 1st Floor Area | 2,666 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|
| Account Number | 51721 |
|---|---|
| Street Address | 127 CHARLTON DR |
| City | MADISON |
| State | MS |
| Zip | 39110-4537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 89 HATHEWAY LAKE PART 2A |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 15 |
| Legal Subdivision | HATHEWAY LAKE PT 2A |
| Legal Lot Number | 89 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30402 |
127 Charlton Dr is owned and occupied by two individuals who acquired it in April 2011.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 CHARLTON DR, MADISON, MS 39110-4537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST COM'L BK |
| Jun 12, 2020 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2011 |
| Deed Sale | Apr 7, 2011 |
| Deed Document Number | 0002656593 |
| Deed Book / Page | 2656 / 593 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 127 CHARLTON DR, MADISON, MS 39110-4537 |
| Document Number | 0000900950 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 127 CHARLTON DR MADISON MS 391104537, MADISON, MS 39110-4537 |
| Document Number | 0000900950 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 003906/000449 |
| Instrument | 900950 |
| Name | FIRST COM'L BK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 30, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 127 CHARLTON DR, MADISON, MS 39110-4537 |
| Document Number | 0000893745 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 127 CHARLTON DR MADISON MS 391104537, MADISON, MS 39110-4537 |
| Document Number | 0000893745 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 003868/000444 |
| Instrument | 893745 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2050 |
The 2025 property tax bill for 127 Charlton Dr was $2,926 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,926.00 Homeowner's exemption | $31,292 | $312,920 Land $65,000 Building $247,920 |
| 2024 | $2,926.00 | ||
| 2023 | $2,926.00 Homeowner's exemption | $31,292 | $312,920 Land $65,000 Building $247,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Charlton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Charlton Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034 |
|---|---|
| Water Source | Groundwater |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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