125 Charlton Dr, Madison, MS 39110 Property Records

Madison County property record for 125 Charlton Dr, Madison, MS 39110 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2,854 sqft · built 2012
Owner	2 Individual Names on File
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081E-15-362`

Property Details

APN / Parcel Number

Primary APN	`081E-15-362`
Alternative APN	`51720`

Interior

Stories	1 Story
Building Area	2,854 sqft Adjusted Area
1st Floor Area	2,288 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	51720
Street Address	125 CHARLTON DR
City	MADISON
State	MS
Zip	39110-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 HATHEWAY LAKE PART 2A
Legal Range	01E
Legal Township	08N
Legal Section	15
Legal Subdivision	HATHEWAY LAKE PT 2A
Legal Lot Number	88
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3011
Census Tract	30402

Owner

Source: Madison County records · APN 081E-15-362

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 CHARLTON DR, MADISON, MS 39110-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2022	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Dec 21, 2020	Warranty Deed, Transfer BANKPLUS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Prior Sale	Apr 26, 2012
Deed Document Number	0003962559
Deed Book / Page	3962 / 559
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	125 CHARLTON DR, MADISON, MS 39110-4537
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CHARLTON DR, MADISON, MS 39110-4537

Mortgage

Document Number	004193/684
Date	Apr 07, 2022
Book Page	4193/684
Instrument	954441

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 05, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 21, 2020
Property Address	125 CHARLTON DR, MADISON, MS 39110-4537
Document Number	0000913696
Book / Page	003962 / 000559
Instrument Date	Dec 15, 2020
Instrument	913696
Transaction Type	Transfer
Record Updated	Jan 06, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 CHARLTON DR MADISON MS 391104537, MADISON, MS 39110-4537

Mortgage

Document Number	913697
Date	Dec 21, 2020
Book Page	003962/000561
Instrument	913697

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 Homeowner's exemption	$30,110 (-)	$301,100 (-) Land $65,000 Building $236,100
2024	$2,804.00
2023	$2,804.00 Homeowner's exemption	$30,110	$301,100 Land $65,000 Building $236,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890304023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
AT&T	Fiber	1,000 / 1,000
Ozborn Communications	Fixed Wireless (licensed-by-rule)	335 / 192
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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