Cumberland County and Gray Town property record for 127 Center Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1982 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,500 (Oct 2022) |
| Tax Bill | $3,354 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | GRAY M:058 B:031 L:041-000 |
| Primary APN | GRAY M:058 B:031 L:041-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 479,160 sqft (11 acres) |
| Deck Area | Deck Area |
| Heating System | Electric |
|---|
| Account Number | 1809 |
|---|---|
| Street Address | 127 CENTER RD |
| City | GRAY |
| State | ME |
| Zip | 04039-5453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 31 |
| Legal Lot Number | 41-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 CENTER RD, GRAY, ME 04039-5453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC REGIONAL FCU |
| Jun 27, 2022 | Warranty Deed, Transfer |
| Mar 4, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on File |
| Deed Sale | Oct 25, 2022 · Amount on File |
| Prior Sale | Jun 27, 2022 · Amount on File |
| Deed Book / Page | 39804 / 268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Oct 25, 2022 |
| Property Address | 127 CENTER RD, GRAY, ME 04039-5453 |
| Document Number | 0398040268 |
| Book / Page | 39804 / 268 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 53820 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 84 LITTLEFIELD RD, AUBURN, ME 04210-8899 |
| Document Number | 0000053821 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 53821 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Jun 27, 2022 |
| Property Address | 127 CENTER RD, GRAY, ME 04039-5453 |
| Document Number | 0395310061 |
| Book / Page | 39531 / 61 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 33016 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MIC MAC LN, WINDHAM, ME 04062-5377 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 127 CENTER RD, GRAY, ME 04039-5453 |
| Document Number | 0365040154 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 127 CENTER RD GRAY ME 040395453, GRAY, ME 04039-5453 |
| Document Number | 0365040154 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 036504/000154 |
| Instrument | 13757 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,354.00 (-0.21%) | $346,500 (-) Land $180,000 Building $166,500 |
| 2024 | $3,361.00 (-6.35%) | $346,500 (+46.57%) Land $180,000 Building $166,500 |
| 2023 | $3,589.00 (+8.82%) | $236,400 (-) Land $97,500 Building $138,900 |
| 2022 | $3,298.00 | $236,400 Land $97,500 Building $138,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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