Cumberland County and Gray Town property record for 115 Center Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,058 sqft · built 2004 |
| Lot Size | 6.11 acres (266,152 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,029 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Oct 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | GRAY M:051 B:031 L:037-000 |
| Primary APN | GRAY M:051 B:031 L:037-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,058 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 266,152 sqft (6.11 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 1805 |
|---|---|
| Street Address | 115 CENTER RD |
| City | GRAY |
| State | ME |
| Zip | 04039-5453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 31 |
| Legal Lot Number | 37-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 4702 |
115 Center Rd is owned by an individual who acquired it in June 2008.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1431, GRAY, ME 04039-1431 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK |
| Oct 16, 2018 | Deed of Trust, Mortgage · ARM ANDROSCOGGIN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2008 |
| Deed Sale | Jun 30, 2008 |
| Deed Book / Page | 26166 / 173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 115 CENTER RD, GRAY, ME 04039-5453 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0384310086 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 38431/86 |
| Instrument | 50637 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 115 CENTER RD, GRAY, ME 04039-5453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0352190199 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 35219/0199 |
| Instrument | 000000053087 |
| Name | ANDROSCOGGIN BK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Nov 1, 2025 |
The 2025 property tax bill for 115 Center Rd was $5,029.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,029.00 | $519,500 Land $150,600 Building $368,900 |
| 2023 | $5,063.00 (+8.83%) | $333,500 (-) Land $82,800 Building $250,700 |
| 2022 | $4,652.00 | $333,500 Land $82,800 Building $250,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 115 Center Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Center Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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