120 Cedar Ln, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 120 Cedar Ln, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,072 sqft · built 1939
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Oct 1997)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 80.19-2-75`

Property Details

APN / Parcel Number

Primary APN	`554289 80.19-2-75`
Alternative APN	`55428900103 006 009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
1st Floor Area	1,568 sqft
Upper Floors Area	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	592 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	120 CEDAR LN
City	OSSINING
State	NY
Zip	10562-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	75.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1024
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records · APN 554289 80.19-2-75

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 CEDAR LN, OSSINING, NY 10562-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 1997 · Amount on Record
Deed Sale	Oct 23, 1997 · Amount on Record
Deed Book / Page	11845 / 144
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	120 CEDAR LN, OSSINING, NY 10562-2417
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	FREEDOM FIRST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0572233559
Date	Aug 21, 2017
Instrument	572233559

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2032

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$955,100 (-1.12%) Land $302,900 Building $652,200	$955,100 (-1.12%) Land $302,900 Building $652,200
2024	$965,900 (+7.79%) Land $234,300 Building $731,600	$965,900 (+7.79%) Land $234,300 Building $731,600
2023	$896,100 Land $234,300 Building $661,800	$896,100 Land $234,300 Building $661,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.