127 Cassens Ave, Hamel, IL 62046 Property Records

Madison County property record for 127 Cassens Ave, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 936 sqft · built 1930
Lot Size0.365 acres (15,938 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2026)
Tax Bill$3,344 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jun 2020 Mortgage
APN11-2-10-14-06-103-017

Property Details

APN / Parcel Number

Primary APN11-2-10-14-06-103-017

Interior

Bedrooms1 Bed
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area936 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area15,938 sqft (0.365 acres)
Lot Dimensions127 ft deep x 125 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address127 CASSENS AVE
CityHAMEL
StateIL
Zip62046-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOLFF ADD TO HAMEL LOT 13 THRU 17 125X127.5
Legal SubdivisionWOLFF ADDN
Legal Lot Number13
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4025
Census Tract403801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address127 CASSENS AVE, HAMEL, IL 62046-1033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Transfer · VA Mortgage
DELMAR FINANCIAL CO
Jun 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Deed Document Number20264782
Prior Transfer DateNov 19, 2014
Prior Transfer Doc0000001493
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateFeb 18, 2026
Property Address127 CASSENS AVE, HAMEL, IL 62046-1033
Document Number0000004782
Map ReferencePB 14 PG 22
Instrument DateFeb 17, 2026
Instrument2026R04782
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyFIRST AMERICAN TITLE, FATIC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 CASSENS AVE, HAMEL, IL 62046-1033

Mortgage

Document Number0000004783
DateFeb 18, 2026
Instrument2026R04783
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address127 CASSENS AVE, HAMEL, IL 62046-1033
Document Number0000020196
Instrument DateJun 13, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyCLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address127 CASSENS AVE HAMEL IL 620461033, HAMEL, IL 62046-1033

Mortgage

Document Number0000020196
DateJun 19, 2020
Instrument20196
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 18, 2035
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,344.00 (+11.69%) Homeowner's exemption Senior Citizen's exemption$59,680 (+10.46%) Land $11,750 Building $47,930$179,040 (+10.46%) Land $35,250 Building $143,790
2024$2,994.00 (+22.91%)$54,030 (+22.41%) Land $10,640 Building $43,390$162,090 (+22.28%) Land $31,920 Building $130,170
2022$2,436.00$44,140 Land $8,690 Building $35,450$132,552 Land $26,096 Building $106,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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