Madison County property record for 103 Cassens Ave, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 928 sqft · built 1930 |
| Lot Size | 0.292 acres (12,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jun 2021) |
| Tax Bill | $3,568 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| APN | 11-2-10-14-06-103-011 |
| Primary APN | 11-2-10-14-06-103-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 12,750 sqft (0.292 acres) |
| Lot Dimensions | 127 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 103 CASSENS AVE |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-1033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLFF ADD TO HAMEL LOT 1 THRU 4 100X127.5 |
| Legal Subdivision | WOLFF ADDN |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 403801 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 CASSENS AVE, HAMEL, IL 62046-1033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK |
| Jun 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Nov 27, 2019 | Warranty Deed, Transfer · FHA Mortgage BENCHMARK HM LN |
| May 31, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Prior Sale | Nov 27, 2019 · Amount on Record |
| Deed Document Number | 202124173 |
| Prior Transfer Date | May 19, 2021 |
| Prior Transfer Doc | 0000024172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 7, 2021 |
| Property Address | 103 CASSENS AVE, HAMEL, IL 62046-1033 |
| Document Number | 0000024173 |
| Map Reference | PB 14 PG 22 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021R24173 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CASSENS AVE, HAMEL, IL 62046-1033 |
| Document Number | 0000024174 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021R24174 |
| Name | CARROLLTON BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.13% |
|---|
| Document Number | 0000024175 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021R24175 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 7, 2021 |
| Property Address | 103 CASSENS AVE, HAMEL, IL 62046-1033 |
| Document Number | 0000024172 |
| Map Reference | PB 14 PG 22 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021R24172 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ABSTRACTS & TITLES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 E REDFORD CT, SAINT CHARLES, MO 63304-5048 |
| Document Number | 0000024175 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021R24175 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Nov 27, 2019 |
| Property Address | 103 CASSENS AVE, HAMEL, IL 62046-1033 |
| Document Number | 0000038597 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 38597 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | MADISON COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 CASSENS AVE HAMEL IL 620461033, HAMEL, IL 62046-1033 |
| Document Number | 38598 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 38598 |
| Name | BENCHMARK HM LN |
|---|---|
| Type | Funding / Finance Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | May 31, 2019 |
| Property Address | 103 CASSENS AVE, HAMEL, IL 62046-1033 |
| Document Number | 0000016677 |
| Instrument Date | May 16, 2019 |
| Instrument | 16677 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 196 GLEN CARBON IL 620340196, GLEN CARBON, IL 62034-0196 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,568.00 (+10.4%) | $57,940 (+35.22%) Land $9,390 Building $48,550 | $173,820 (+35.08%) Land $28,170 Building $145,650 |
| 2024 | $3,232.00 (+19.31%) | ||
| 2022 | $2,709.00 | $42,850 Land $6,950 Building $35,900 | $128,679 Land $20,871 Building $107,808 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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