127 Cardinal St, Interlachen, FL 32148 Property Records

Putnam County property record for 127 Cardinal St, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,118 sqft · built 1985
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2023)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-24-4068-036.0-015.0`

Property Details

APN / Parcel Number

Primary APN	`09-10-24-4068-036.0-015.0`
Alternative APN	`14745`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	3,118 sqft Living Area
1st Floor Area	2,065 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Concrete Block
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	270 ft deep x 75 ft wide
Garage Area	400 sqft
Porch	Porch
Porch Area	879 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	14745
Street Address	127 CARDINAL ST
City	INTERLACHEN
State	FL
Zip	32148-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INTERLACHEN LAKES ESTS UNIT 9
Legal Range	24E
Legal Township	10S
Legal Section	09
Legal Subdivision	INTERLACHEN LAKES EST
Legal Block	36
Legal Lot Number	15 18
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1142
Census Tract	950300

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 CARDINAL ST, INTERLACHEN, FL 32148-7332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jul 27, 2001 · Amount on Record
Deed Document Number	202354006788
Deed Book / Page	1704 / 1133
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 30, 2023
Property Address	127 CARDINAL ST, INTERLACHEN, FL 32148-7332
Document Number	0017041133
Book / Page	1704 / 1133
Map Reference	MB 4 PG 119
Instrument Date	Mar 24, 2023
Instrument	202354006788
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2438 MADDOX CHAPEL RD NE, DALTON, GA 30721-6647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CARDINAL ST, INTERLACHEN, FL 32148-7332

Mortgage

Document Number	0017041135
Date	Mar 30, 2023
Instrument	1704/1135

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00 (+147.97%) Homeowner's exemption	$236,080 (+109.66%)	$236,080 (-1.75%) Land $15,490 Building $220,590
2023	$1,476.00 (+6.19%) Homeowner's exemption	$112,600 (+3%)	$240,290 (+19.03%) Land $7,740 Building $232,550
2022	$1,390.00 Homeowner's exemption	$109,320	$201,870 Land $6,460 Building $195,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Xfinity.

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