1. Home
  2. Florida
  3. Putnam County
  4. Interlachen
  5. Cardinal St

109 Cardinal St, Interlachen, FL 32148 Property Records

Putnam County property record for 109 Cardinal St, Interlachen, FL 32148

Property Summary

Property TypeVacant Land
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$6,600 (Apr 2004)
Tax Bill$101 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN22-10-24-4092-0030-0050

Property Details

APN / Parcel Number

Primary APN22-10-24-4092-0030-0050
Alternative APN
  • 30322

Exterior

Lot Area11,326 sqft (0.26 acres)
Lot Dimensions110 ft deep x 75 ft wide

Location & Zoning

Account Number30322
Street Address109 CARDINAL ST
CityINTERLACHEN
StateFL
Zip32148-7332
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionINTERLACHEN LAKES ESTATES, UNIT 33 MB5 P65 BLK 3 LOT 5
Legal Range24E
Legal Township10S
Legal Section22
Legal SubdivisionINTERLACHEN LAKES ESTATES
Legal Block3
Legal Lot Number5
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2074
Census Tract950500

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address433 LEXINGTON DR, SEBRING, FL 33876-8001
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2004 · Amount on Record
Deed SaleApr 27, 2004 · Amount on Record
Deed Document Number2004497228
Deed Book / Page979 / 1837
Last Transfer DateAug 20, 2022
Transfer Doc0016820710
Record UpdatedJun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateAug 29, 2022
Property Address109 CARDINAL ST, INTERLACHEN, FL 32148-7332
Document Number0016820710
Book / Page1682 / 710
Map ReferenceMB 5 PG 65
Instrument DateAug 20, 2022
Instrument202254021411
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address433 LEXINGTON DR, 433, SEBRING, FL 33876-8001

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 LEXINGTON DR, SEBRING, FL 33876-8001

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityInterlachen Town
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101.00 (+1%)$4,480 (-) Land $4,480$4,480 (-) Land $4,480
2023$100.00 (+12.36%)$4,480 (+11.17%)$4,480 (+11.17%) Land $4,480
2022$89.00$4,030$4,030 Land $4,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINTERLACHEN WS
serves 791 people · EPA ID FL2541180
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
Windstream
DSL		100 / 3
AT&T
Fixed Wireless		25 / 3

May also be available: Xfinity.

Nearby Properties on Cardinal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures