127 Boyd St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 127 Boyd St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,271 sqft · built 1894
Lot Size	0.219 acres (9,582 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Aug 2020)
Tax Bill	$10,055 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10537`

Property Details

APN / Parcel Number

Primary APN	`10537`
Alternative APN	`WATE M:0115 B:0012B L:0000B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,271 sqft Living Area
Gross Area	3,386 sqft
Basement Area	623 sqft
Unfinished Basement	623 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,582 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10537
Street Address	127 BOYD ST
City	WATERTOWN
State	MA
Zip	02472-2537
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Block	12B
Legal Lot Number	B
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2014
Census Tract	370403

Owner

127 Boyd St, a condominium, is owned by two individuals who bought it in August 2020.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 BOYD ST, 127, WATERTOWN, MA 02472-2537
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Deed Document Number	2020139790
Deed Book / Page	75386 / 133
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	75386-133
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 17, 2020
Property Address	127 BOYD ST, WATERTOWN, MA 02472-2537
Document Number	75386-133
Book / Page	75386 / 133
Instrument Date	Jul 23, 2020
Instrument	139790
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125-127 BOYD ST # 125, 125, WATERTOWN, MA 02472

Mortgage

Document Number	139791
Date	Aug 17, 2020
Instrument	139791

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	127 BOYD ST, WATERTOWN, MA 02472-2537
Document Number	69057-508
Book / Page	069057 / 000508
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69057-508
Date	Mar 27, 2017
Book Page	069057/000508
Instrument	44475

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 127 Boyd St was $10,055, up 4.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,055.00 (+4.45%)	$824,200 (-) Building $824,200	$908,095 (-5.29%)
2025	$9,627.00 (+12.6%)	$824,200 (+12.78%) Building $824,200	$958,835 (+4.5%)
2024	$8,550.00 (-10.59%)	$730,800 (+3.78%) Building $730,800	$917,510
2023	$9,563.00	$704,200 Building $704,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Boyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 Boyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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